| |
| Servicios de Información | Publicaciones |
| Estados Financieros Comparados |
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENTS |
BANCOS Y FINANCIERAS / BANKS |
|
|
| |
EMPRESA/COMPANY
CIIU |
|
BIF
6519 |
|
Banco Azteca
6519 |
|
Banco Continental
6519 |
|
Banco Financiero
6519 |
|
Banco Ripley
6519 |
| |
BALANCE GENERAL / BALANCE SHEET |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
ACTIVO / ASSETS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
DISPONIBLE / FUNDS AVAILABLE |
|
805,921 |
1,092,356 |
|
37,883 |
57,103 |
|
4,853,247 |
6,923,383 |
|
381,460 |
349,197 |
|
76,148 |
51,373 |
Disponible / Funds available |
|
805,921 |
1,092,356 |
|
37,883 |
57,103 |
|
4,853,247 |
6,923,383 |
|
381,460 |
349,197 |
|
76,148 |
51,373 |
Fondos interbancarios / Inter-Bank Funds |
|
119,687 |
0 |
|
0 |
0 |
|
49,003 |
27,505 |
|
23,340 |
12,002 |
|
0 |
5,024 |
Inversiones Negociables (neto) / Tradable securities (net) |
|
332,703 |
132,616 |
|
51,171 |
0 |
|
3,879,582 |
4,209,849 |
|
152,620 |
176,733 |
|
33,757 |
32,085 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
2,552,071 |
2,630,032 |
|
189,417 |
116,646 |
|
19,797,656 |
20,568,445 |
|
2,067,390 |
1,925,426 |
|
706,825 |
891,872 |
Cuentas por Cobrar por Operaciones de Seguros / Accounts receivable from insurance transactions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Cobrar a Reaseguradores y Coaseguradores / Accounts receivable from reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
119,687 |
|
|
|
|
|
49,003 |
27,505 |
|
23,340 |
12,002 |
|
|
5,024 |
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
4,581 |
7,486 |
|
1,918 |
8,302 |
|
378,605 |
726,882 |
|
21,233 |
9,160 |
|
9,187 |
8,501 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES NEGOCIABLES Y A VENCIMIENTO / TRADABLE INVESTMENTS AND INVESTMENTS BY DUE DATE |
|
332,703 |
132,616 |
|
51,171 |
|
|
3,879,582 |
4,209,849 |
|
152,620 |
176,733 |
|
33,757 |
32,085 |
Otros activos / Other assets |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO CORRIENTE / TOTAL CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes realizables, recib. en pago, adj., fuera de uso (neto) / Realizable, received as payment, foreclosed and obsolete assets (net) |
|
14,729 |
27,251 |
|
0 |
0 |
|
4,754 |
2,636 |
|
1,399 |
2,347 |
|
0 |
0 |
Inversiones permanentes en valores (neto) / Permanent investments in securities (net) |
|
83 |
77 |
|
105 |
46 |
|
53,278 |
57,719 |
|
10,188 |
10,310 |
|
0 |
0 |
Inversiones en inmuebles (neto) / Real estate investments (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inmuebles, mobiliario y equipo (neto) / Real estate, furniture and equipment (net) |
|
109,493 |
95,664 |
|
10,079 |
6,310 |
|
388,581 |
353,163 |
|
69,241 |
60,660 |
|
19,466 |
23,134 |
Activos intangibles (neto) / Intangible assets (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
CARTERA DE CREDITOS / LOANS PORTFOLIO |
|
2,552,071 |
2,630,032 |
|
189,417 |
116,646 |
|
19,797,656 |
20,568,445 |
|
2,067,390 |
1,925,426 |
|
706,825 |
891,872 |
Otros activos / Other assets |
|
154,943 |
135,695 |
|
12,996 |
11,714 |
|
399,533 |
410,080 |
|
71,615 |
79,837 |
|
72,890 |
92,351 |
Goodwill / Goodwill |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO NO CORRIENTE / TOTAL NON-CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO / TOTAL ASSETS |
|
4,107,356 |
4,135,518 |
|
307,830 |
202,035 |
|
30,047,143 |
33,459,530 |
|
2,818,272 |
2,645,458 |
|
920,269 |
1,110,805 |
CUENTAS POR COBRAR / ACCOUNTS RECEIVABLE |
|
4,581 |
7,486 |
|
1,918 |
8,302 |
|
378,605 |
726,882 |
|
21,233 |
9,160 |
|
9,187 |
8,501 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados Especulativos / Accts receivable from speculative trad. financ. derivatives differential |
|
0 |
189 |
|
0 |
0 |
|
338,142 |
698,233 |
|
68 |
0 |
|
0 |
0 |
Obligaciones con el público / Obligations with the public |
|
3,075,770 |
2,997,236 |
|
249,574 |
151,484 |
|
20,903,246 |
20,512,056 |
|
1,923,414 |
1,565,954 |
|
417,293 |
489,901 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados de Cobertura / Accts receivable from hedge financ. derivatives differential |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Cobrar por Venta de Bienes y Servicios y Fideicomiso / Accounts receivable from sale of assets and services and trusts |
|
17 |
121 |
|
1,158 |
8,145 |
|
19,981 |
13,540 |
|
18,101 |
19,301 |
|
4,096 |
4,144 |
Fondos interbancarios / Inter-Bank Funds |
|
0 |
0 |
|
0 |
0 |
|
635,201 |
146,082 |
|
24,002 |
0 |
|
35,002 |
10,002 |
Depósitos de Emp. del Sist. Financ. y Org. Financ. Internac. / Deposits from Financial Syst. Inst. and Internat. Financial Org. |
|
170,671 |
214,828 |
|
0 |
0 |
|
621,085 |
426,681 |
|
5,063 |
48,035 |
|
0 |
18,811 |
Adeudados y Obligaciones Financieras / Financial debt and obligations |
|
0 |
124,905 |
|
2,001 |
0 |
|
448,229 |
4,440,807 |
|
89,000 |
222,725 |
|
16,911 |
77,544 |
Otras Cuentas por Cobrar / Other accounts receivable |
|
16,388 |
20,387 |
|
760 |
157 |
|
119,696 |
90,450 |
|
21,628 |
8,104 |
|
5,319 |
4,387 |
Cuentas por Pagar a Intermediarios y Auxiliares / Accounts payable to brokers and others |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Rendimientos Devengados de Cuentas por Cobrar / Accounts receivable accrued gains |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
188 |
16 |
|
0 |
0 |
Cuentas por Pagar a Asegurados / Accounts payable to insured |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Provisiones para Cuentas por Cobrar / Provisions for accounts receivable |
|
-11,824 |
-13,211 |
|
0 |
0 |
|
-99,214 |
-75,341 |
|
-18,752 |
-18,261 |
|
-228 |
-30 |
Cuentas por Pagar a Reaseguradores y Coaseguradores / Accounts payable to reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
BIENES REALIZABLES REC. EN PAGO, ADJUD. Y FUERA DE USO / REALIZABLE ASSETS REC. IN PAYMENT, FORECLOSED OR NO LONGER IN USE |
|
14,729 |
27,251 |
|
|
|
|
4,754 |
2,636 |
|
1,399 |
2,347 |
|
|
|
Cuentas por Pagar / Accounts Payable |
|
17,093 |
32,697 |
|
7,938 |
8,376 |
|
569,355 |
889,113 |
|
14,521 |
13,303 |
|
84,139 |
90,902 |
Bienes Realizables / Realizable assets |
|
11,751 |
26,450 |
|
0 |
0 |
|
1,642 |
959 |
|
389 |
339 |
|
0 |
0 |
Cuentas por Pagar Diversas / Sundry accounts payable |
|
17,093 |
32,658 |
|
7,938 |
8,016 |
|
326,923 |
247,912 |
|
14,057 |
12,765 |
|
82,692 |
90,902 |
Bienes Recibidos en Pago y Adjudicados / Assets received in payment and foreclosed |
|
8,904 |
6,242 |
|
0 |
0 |
|
5,013 |
2,330 |
|
19,402 |
23,180 |
|
0 |
0 |
Valores, Títulos y Obligaciones en Circulación / |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes Fuera de Uso / Assets no longer in use |
|
0 |
0 |
|
0 |
0 |
|
639 |
580 |
|
0 |
0 |
|
0 |
0 |
Provisiones / Provisions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Prov. y Deprec. para Bienes Realizables, Recibidos en Pago, Adjudicados y Bienes fuera de uso / Provisions and depreciation |
|
-5,926 |
-5,441 |
|
0 |
0 |
|
-2,540 |
-1,233 |
|
-18,392 |
-21,172 |
|
0 |
0 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES PERMANENTES / PERMANENT INVESTMENTS |
|
83 |
77 |
|
105 |
46 |
|
53,278 |
57,719 |
|
10,188 |
10,310 |
|
|
|
Otros pasivos / Other Liabilities |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inv. x Part. Patrim. en Personas Jurídicas del País y del Exterior / Invest. related to shares in equity of domestic co. and co. abroad |
|
83 |
77 |
|
0 |
0 |
|
51,369 |
56,261 |
|
10,188 |
7,046 |
|
0 |
0 |
TOTAL PASIVO CORRIENTE / TOTAL CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otras Inversiones Permanentes / Other permanent investments |
|
0 |
0 |
|
105 |
46 |
|
1,909 |
1,458 |
|
0 |
0 |
|
0 |
0 |
Adeudos y Obligaciones Financieras / Financial debts and obligations |
|
222,621 |
244,419 |
|
397 |
0 |
|
2,402,204 |
3,331,017 |
|
383,129 |
429,816 |
|
48,961 |
82,424 |
Rendimientos Devengados de Inversiones Permanentes / (-) Permanent investments' accrued gains |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
3,264 |
|
0 |
0 |
Reservas Técnicas por Primas / Technical reserves for premiums |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(+) Provisiones para Inversiones Permanentes / (+) Provisions for permanent investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INMUEBLES, MOBILIARIO Y EQUIPO (NETO) / INMOVABLE PROPERTY, MOVABLE PROPERTY AND EQUIPMENT (NET) |
|
109,493 |
95,664 |
|
10,079 |
6,310 |
|
388,581 |
353,163 |
|
69,241 |
60,660 |
|
19,466 |
23,134 |
Cuentas por Pagar / Accounts Payable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
13,145 |
14,341 |
|
4,261 |
1,914 |
|
242,904 |
179,868 |
|
19,786 |
19,786 |
|
1,996 |
6,465 |
Cuentas por Pagar Diversas / Sundry accounts receivable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
OTROS ACTIVOS / OTHER ASSETS |
|
154,943 |
135,695 |
|
12,996 |
11,714 |
|
399,533 |
410,080 |
|
71,615 |
79,837 |
|
72,890 |
92,351 |
Valores, Títulos y Obligaciones en Circulación / Outstanding securities, titles and obligations |
|
246,434 |
240,995 |
|
0 |
0 |
|
1,049,487 |
1,058,711 |
|
16,400 |
17,800 |
|
111,239 |
135,292 |
TOTAL DEL ACTIVO / TOTAL ASSETS |
|
4,107,356 |
4,135,518 |
|
307,830 |
202,035 |
|
30,047,143 |
33,459,530 |
|
2,818,272 |
2,645,458 |
|
920,269 |
1,110,805 |
Otras Provisiones / Other Provisions |
|
32,192 |
30,067 |
|
5,816 |
1,143 |
|
488,835 |
384,889 |
|
34,972 |
46,859 |
|
496 |
772 |
Otros pasivos / Other Liabilities |
|
60,062 |
28,678 |
|
679 |
1,555 |
|
41,825 |
37,336 |
|
9,492 |
6,292 |
|
11,274 |
14,531 |
Ingreso Diferido / Deferred income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL PASIVO NO CORRIENTE / TOTAL NON-CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PASIVO / LIABILITIES |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL PASIVO / TOTAL LIABILITIES |
|
3,824,843 |
3,913,825 |
|
266,405 |
162,558 |
|
27,159,467 |
31,226,692 |
|
2,499,993 |
2,350,784 |
|
725,315 |
920,179 |
OBLIGACIONES CON EL PUBLICO / OBLIGATIONS WITH THE PUBLIC |
|
3,075,770 |
2,997,236 |
|
249,574 |
151,484 |
|
20,903,246 |
20,512,056 |
|
1,923,414 |
1,565,954 |
|
417,293 |
489,901 |
Capital Social / Capital stock |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Capital Adicional / Additional capital |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
|
|
|
|
|
|
635,201 |
146,082 |
|
24,002 |
|
|
35,002 |
10,002 |
Total Interés Minoritario / Total minority interest |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
214,413 |
180,188 |
|
47,404 |
47,404 |
|
1,471,243 |
1,109,301 |
|
287,636 |
263,047 |
|
107,767 |
100,204 |
DEPÓSITOS DE EMP. DEL SIST. FINANC. Y ORG. FINANC. INTERNAC. / DEPOSITS FROM FINANC. SYST. INST. AND INTERNAT. FINANC. ORG. |
|
170,671 |
214,828 |
|
|
|
|
621,085 |
426,681 |
|
5,063 |
48,035 |
|
|
18,811 |
Capital adicional / Additional capital |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Depósitos a la Vista / Demand deposits |
|
0 |
13 |
|
0 |
0 |
|
137,046 |
99,441 |
|
617 |
2,334 |
|
0 |
0 |
Depósitos de Ahorro / Savings accounts |
|
0 |
0 |
|
0 |
0 |
|
77,546 |
61,766 |
|
534 |
427 |
|
0 |
0 |
Reservas / Reserves |
|
17,555 |
13,745 |
|
0 |
0 |
|
417,069 |
402,802 |
|
17,210 |
14,017 |
|
37,718 |
25,281 |
Ajustes al Patrimonio / Adjustments to equity |
|
614 |
615 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Depósitos a Plazo / Term deposits |
|
170,241 |
214,347 |
|
0 |
0 |
|
405,225 |
264,082 |
|
3,912 |
45,194 |
|
0 |
18,800 |
Gastos por Pagar por Depósitos de Empresas del Sistema Financ. y Org. Financ. Internac. / Expenses payable related to deposits |
|
430 |
468 |
|
0 |
0 |
|
1,268 |
1,392 |
|
0 |
80 |
|
0 |
11 |
Resultados acumulados / Retained earnings |
|
-543 |
-10,882 |
|
-7,927 |
77 |
|
71,853 |
-3,375 |
|
-4,301 |
-14,320 |
|
1 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
50,474 |
38,027 |
|
1,948 |
-8,004 |
|
927,511 |
724,110 |
|
17,734 |
31,930 |
|
49,468 |
65,141 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A CORTO PLAZO / SHORT-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
|
124,905 |
|
2,001 |
|
|
448,229 |
4,440,807 |
|
89,000 |
222,725 |
|
16,911 |
77,544 |
TOTAL PATRIMONIO / TOTAL EQUITY |
|
282,513 |
221,693 |
|
41,425 |
39,477 |
|
2,887,676 |
2,232,838 |
|
318,279 |
294,674 |
|
194,954 |
190,626 |
TOTAL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND EQUITY |
|
4,107,356 |
4,135,518 |
|
307,830 |
202,035 |
|
30,047,143 |
33,459,530 |
|
2,818,272 |
2,645,458 |
|
920,269 |
1,110,805 |
CUENTAS POR PAGAR / ACCOUNTS PAYABLE |
|
17,093 |
32,697 |
|
7,938 |
8,376 |
|
569,355 |
889,113 |
|
14,521 |
13,303 |
|
84,139 |
90,902 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados Especulativo / Accts payable due to speculative trad. financ. derivatives diff. |
|
0 |
39 |
|
0 |
0 |
|
242,432 |
641,201 |
|
464 |
538 |
|
1,447 |
0 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados de Cobertura / Accts payable due to hedge financial derivatives |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otras Cuentas por Pagar / Other accounts payable |
|
17,093 |
32,658 |
|
7,938 |
8,016 |
|
326,923 |
247,912 |
|
14,057 |
12,765 |
|
82,692 |
90,902 |
Gastos por Pagar de Cuentas por Pagar / Accounts payable-related expenses |
|
0 |
0 |
|
0 |
360 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A LARGO PLAZO / LONG-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
222,621 |
244,419 |
|
397 |
|
|
2,402,204 |
3,331,017 |
|
383,129 |
429,816 |
|
48,961 |
82,424 |
Adeudos y Oblig. con Emp. e Inst. Financ. del país / Debts and obligations with domestic companies |
|
46,039 |
55,561 |
|
397 |
0 |
|
141,749 |
2,724 |
|
103,873 |
109,717 |
|
48,604 |
79,286 |
Adeudos y Oblig. con Emp. del Exterior y Org. Financ. Internac / Debts and oblig. with co. abroad and internat. financ. org. |
|
175,073 |
186,458 |
|
0 |
0 |
|
2,245,943 |
3,203,548 |
|
39,905 |
45,579 |
|
0 |
0 |
Otros Adeudos y Obligaciones del país y del exterior / Other debts and obligations within the country and abroad |
|
0 |
0 |
|
0 |
0 |
|
0 |
101,950 |
|
238,219 |
273,104 |
|
0 |
0 |
Gastos por Pagar de Adeudos y Obligaciones financieras / Expenses payable due to financial debts and obligations |
|
1,509 |
2,400 |
|
0 |
0 |
|
14,512 |
22,795 |
|
1,132 |
1,416 |
|
357 |
3,138 |
PROVISIONES / PROVISIONS |
|
32,192 |
30,067 |
|
5,816 |
1,143 |
|
488,835 |
384,889 |
|
34,972 |
46,859 |
|
496 |
772 |
VALORES, TITULOS Y OBLIGACIONES EN CIRCULACION / OUTSTANDING SECURITIES, TITLES AND OBLIGATIONS |
|
246,434 |
240,995 |
|
|
|
|
1,049,487 |
1,058,711 |
|
16,400 |
17,800 |
|
111,239 |
135,292 |
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
OTROS PASIVOS / OTHER LIABILITIES |
|
60,062 |
28,678 |
|
679 |
1,555 |
|
41,825 |
37,336 |
|
9,492 |
6,292 |
|
11,274 |
14,531 |
TOTAL DEL PASIVO / TOTAL LIABILITIES |
|
3,824,843 |
3,913,825 |
|
266,405 |
162,558 |
|
27,159,467 |
31,226,692 |
|
2,499,993 |
2,350,784 |
|
725,315 |
920,179 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
214,413 |
180,188 |
|
47,404 |
47,404 |
|
1,471,243 |
1,109,301 |
|
287,636 |
263,047 |
|
107,767 |
100,204 |
Capital adicional / Additional capital |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas / Reserves |
|
17,555 |
13,745 |
|
0 |
0 |
|
417,069 |
402,802 |
|
17,210 |
14,017 |
|
37,718 |
25,281 |
Ajustes al Patrimonio / Adjustments to equity |
|
614 |
615 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
-543 |
-10,882 |
|
-7,927 |
77 |
|
71,853 |
-3,375 |
|
-4,301 |
-14,320 |
|
1 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
50,474 |
38,027 |
|
1,948 |
-8,004 |
|
927,511 |
724,110 |
|
17,734 |
31,930 |
|
49,468 |
65,141 |
TOTAL DEL PATRIMONIO / TOTAL EQUITY |
|
282,513 |
221,693 |
|
41,425 |
39,477 |
|
2,887,676 |
2,232,838 |
|
318,279 |
294,674 |
|
194,954 |
190,626 |
TOTAL DEL PASIVO Y PATRIMONIO / TOTAL LIABILITY AND EQUITY |
|
4,107,356 |
4,135,518 |
|
307,830 |
202,035 |
|
30,047,143 |
33,459,530 |
|
2,818,272 |
2,645,458 |
|
920,269 |
1,110,805 |
| |
ESTADO DE GANANCIAS Y PERDIDAS / INCOME STATEMENT |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
INGRESOS FINANCIEROS / FINANCIAL INCOME |
|
297,574 |
281,133 |
|
154,810 |
44,262 |
|
2,761,024 |
2,533,431 |
|
342,592 |
310,382 |
|
355,606 |
379,684 |
INGRESOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES INCOME |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
COSTOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES COSTS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN BRUTO / GROSS PROFIT |
|
185,008 |
148,227 |
|
138,307 |
35,881 |
|
2,061,846 |
1,626,922 |
|
224,226 |
192,357 |
|
273,317 |
292,508 |
Provisión para Desvalorización de Inversiones / Provisions for devaluation of investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisión para Incobrabilidad de Créditos / Provisions for non-collectable credits |
|
-35,617 |
-37,101 |
|
-57,143 |
-17,358 |
|
-514,833 |
-392,946 |
|
-68,176 |
-50,949 |
|
-120,043 |
-102,117 |
MARGEN FINANCIERO BRUTO DESPUES DE PROVISIONES / FINANCIAL GROSS PROFIT AFTER PROVISIONS |
|
159,586 |
131,832 |
|
81,164 |
18,523 |
|
1,737,210 |
1,381,339 |
|
171,742 |
152,539 |
|
163,763 |
191,458 |
GASTOS FINANCIEROS / FINANCIAL EXPENSES |
|
-112,566 |
-132,906 |
|
-16,503 |
-8,381 |
|
-699,178 |
-906,509 |
|
-118,366 |
-118,025 |
|
-82,289 |
-87,176 |
Comisiones / Fees |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Ingresos (Egresos) Diversos / Sundry income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado de Inv. y Otros Ingresos (Egresos) Financieros / Result from investments and other financ. income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN OPERACIONAL ANTES DE GASTOS ADM. Y DE VENTAS DE SERVICIOS Y BIENES / OPERATING MARGIN BEFORE ADMINISTRATIVE AND SALE EXPENSES |
|
198,678 |
166,198 |
|
111,809 |
83,416 |
|
2,206,555 |
1,807,315 |
|
201,355 |
167,914 |
|
247,245 |
274,940 |
Gastos de Administración / Overheads |
|
-111,943 |
-93,144 |
|
-105,188 |
-91,858 |
|
-735,781 |
-672,438 |
|
-173,512 |
-119,058 |
|
-178,329 |
-188,417 |
Gastos de Ventas / Sale expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
73,354 |
58,725 |
|
-3,198 |
-10,590 |
|
1,327,879 |
1,024,684 |
|
12,853 |
40,048 |
|
58,448 |
77,381 |
Ingresos financieros / Financial income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Gastos financieros / Financial expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otros Ingresos y gastos / Other income and expenses |
|
862 |
-2,321 |
|
5,438 |
672 |
|
18,152 |
26,490 |
|
15,821 |
12,516 |
|
21,953 |
19,569 |
Participación de los Trabajadores / Employee profit sharing |
|
-3,544 |
-2,793 |
|
242 |
0 |
|
-52,385 |
-43,288 |
|
-1,705 |
-3,080 |
|
-4,617 |
-4,748 |
Impuesto a la Renta / Income tax |
|
-20,198 |
-15,584 |
|
-534 |
1,914 |
|
-366,135 |
-283,776 |
|
-9,235 |
-17,554 |
|
-26,316 |
-27,061 |
Ingresos Extraordinarios / Special income |
|
10,993 |
6,224 |
|
1,855 |
737 |
|
22,451 |
22,175 |
|
4,228 |
2,916 |
|
3,174 |
5,988 |
Gastos Extraordinarios / Special expenses |
|
-6,181 |
-5,933 |
|
-1,747 |
-65 |
|
-14,700 |
-12,207 |
|
-810 |
-705 |
|
-2,839 |
-2,192 |
Interés Minoritario / Minority holdings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO NETO DEL EJERCICIO DEL GRUPO CONSOLIDABLE / CONSOLIDABLE GROUP'S NET PERIOD'S RESULT |
|
50,474 |
38,027 |
|
1,948 |
-8,004 |
|
927,511 |
724,110 |
|
17,734 |
31,930 |
|
49,468 |
65,141 |
MARGEN FINANCIERO BRUTO / GROSS FINANCIAL MARGIN |
|
185,008 |
148,227 |
|
138,307 |
35,881 |
|
2,061,846 |
1,626,922 |
|
224,226 |
192,357 |
|
273,317 |
292,508 |
(-) Provisiones para Desvalorización de Inversiones del Ejercicio / Provisions for devaluation of the period's investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisiones para Desvalorización de Inversiones de Ejercicios Anteriores / Provisions for devaluation of previous periods' investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisiones para Incobrabilidad de Créditos del Ejercicio / Provisions for the period's non-collectable credits |
|
-35,617 |
-37,101 |
|
-57,143 |
-17,358 |
|
-514,833 |
-392,946 |
|
-68,176 |
-50,949 |
|
-120,043 |
-102,117 |
Provisiones para Incobrabilidad de Créditos de Ejercicios Anteriores / Provisions for previous periods' non-collectable credits |
|
10,195 |
20,706 |
|
0 |
0 |
|
190,197 |
147,363 |
|
15,692 |
11,131 |
|
10,489 |
1,067 |
MARGEN FINANCIERO NETO / NET FINANCIAL MARGIN |
|
159,586 |
131,832 |
|
81,164 |
18,523 |
|
1,737,210 |
1,381,339 |
|
171,742 |
152,539 |
|
163,763 |
191,458 |
Ingresos por Servicios Financieros / Financial services income |
|
55,688 |
47,267 |
|
31,292 |
66,172 |
|
514,870 |
473,958 |
|
50,199 |
36,919 |
|
84,538 |
84,927 |
Gastos por Servicios Financieros / Financial services expenses |
|
-16,596 |
-12,901 |
|
-647 |
-1,279 |
|
-45,525 |
-47,982 |
|
-20,586 |
-21,544 |
|
-1,056 |
-1,445 |
MARGEN OPERACIONAL / OPERATING MARGIN |
|
198,678 |
166,198 |
|
111,809 |
83,416 |
|
2,206,555 |
1,807,315 |
|
201,355 |
167,914 |
|
247,245 |
274,940 |
Gastos de Administración / Overheads |
|
-111,943 |
-93,144 |
|
-105,188 |
-91,858 |
|
-735,781 |
-672,438 |
|
-173,512 |
-119,058 |
|
-178,329 |
-188,417 |
MARGEN OPERACIONAL NETO / NET OPERATING MARGIN |
|
86,735 |
73,054 |
|
6,621 |
-8,442 |
|
1,470,774 |
1,134,877 |
|
27,843 |
48,856 |
|
68,916 |
86,523 |
Provisiones, Depreciación y Amortización / Provisions, Depreciation and Amortization |
|
-13,381 |
-14,329 |
|
-9,819 |
-2,148 |
|
-142,895 |
-110,193 |
|
-14,990 |
-8,808 |
|
-10,468 |
-9,142 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
73,354 |
58,725 |
|
-3,198 |
-10,590 |
|
1,327,879 |
1,024,684 |
|
12,853 |
40,048 |
|
58,448 |
77,381 |
Otros Ingresos y Gastos / Sundry income and expenses |
|
862 |
-2,321 |
|
5,438 |
672 |
|
18,152 |
26,490 |
|
15,821 |
12,516 |
|
21,953 |
19,569 |
RESULTADOS DEL EJERCICIO ANTES DE PARTIC. E IMPSTO A LA RENTA / RESULTS BEFORE PROFIT SHARING AND INCOME TAX |
|
74,216 |
56,404 |
|
2,240 |
-9,918 |
|
1,346,031 |
1,051,174 |
|
28,674 |
52,564 |
|
80,401 |
96,950 |
Distribución Legal de la Renta Neta / Legal distribution of net profit |
|
-3,544 |
-2,793 |
|
242 |
0 |
|
-52,385 |
-43,288 |
|
-1,705 |
-3,080 |
|
-4,617 |
-4,748 |
Impuesto a la Renta / Income Tax |
|
-20,198 |
-15,584 |
|
-534 |
1,914 |
|
-366,135 |
-283,776 |
|
-9,235 |
-17,554 |
|
-26,316 |
-27,061 |
RESULTADO NETO DEL EJERCICIO / NET PROFITS FOR FISCAL YEAR |
|
50,474 |
38,027 |
|
1,948 |
-8,004 |
|
927,511 |
724,110 |
|
17,734 |
31,930 |
|
49,468 |
65,141 |
| |
INDICADORES FINANCIEROS / FINANCIAL RATIOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liquidez / Liquid Ratio |
|
0.39 |
|
|
0.35 |
|
|
0.39 |
|
|
0.27 |
|
|
0.23 |
|
Rotación en Activos / Gross Sales to Total Assets |
|
0.07 |
|
|
0.50 |
|
|
0.09 |
|
|
0.12 |
|
|
0.39 |
|
Solvencia / Solvency |
|
0.93 |
|
|
0.87 |
|
|
0.90 |
|
|
0.89 |
|
|
0.79 |
|
Deuda / Patrimonio / Debt / Equity |
|
13.54 |
|
|
6.43 |
|
|
9.41 |
|
|
7.85 |
|
|
3.72 |
|
Rentabilidad de Capital % / Return on capital % |
|
23.54 |
|
|
4.11 |
|
|
63.04 |
|
|
6.17 |
|
|
45.90 |
|
Rentabilidad sobre Activos % / Return on Assets % |
|
1.23 |
|
|
0.63 |
|
|
3.09 |
|
|
0.63 |
|
|
5.38 |
|
Rentabilidad de Patrimonio % / Return on Equity % |
|
17.87 |
|
|
4.70 |
|
|
32.12 |
|
|
5.57 |
|
|
25.37 |
|
|
|
|
|