| |
| Servicios de Información | Publicaciones |
| Estados Financieros Comparados |
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENTS |
BANCOS Y FINANCIERAS / BANKS |
|
|
| |
EMPRESA/COMPANY
CIIU |
|
Banco Santander Perú
6519 |
|
Banco de Comercio
6519 |
|
Banco de Crédito
6519 |
|
Deutsche Bank Perú
6519 |
|
Financiera Edyficar
6519 |
| |
BALANCE GENERAL / BALANCE SHEET |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
ACTIVO / ASSETS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
DISPONIBLE / FUNDS AVAILABLE |
|
272,705 |
482,672 |
|
155,467 |
133,106 |
|
9,636,199 |
10,645,604 |
|
552,468 |
168,515 |
|
35,732 |
89,201 |
Disponible / Funds available |
|
272,705 |
482,672 |
|
155,467 |
133,106 |
|
9,636,199 |
10,645,604 |
|
552,468 |
168,515 |
|
35,732 |
89,201 |
Fondos interbancarios / Inter-Bank Funds |
|
28,901 |
24,004 |
|
8,670 |
0 |
|
216,754 |
90,123 |
|
39,003 |
28,005 |
|
0 |
0 |
Inversiones Negociables (neto) / Tradable securities (net) |
|
187,795 |
129,567 |
|
48,857 |
27,923 |
|
7,677,698 |
8,476,565 |
|
62,391 |
136,977 |
|
8,699 |
0 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
521,364 |
335,155 |
|
906,537 |
793,747 |
|
30,592,660 |
30,119,830 |
|
0 |
0 |
|
692,090 |
569,637 |
Cuentas por Cobrar por Operaciones de Seguros / Accounts receivable from insurance transactions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Cobrar a Reaseguradores y Coaseguradores / Accounts receivable from reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
28,901 |
24,004 |
|
8,670 |
|
|
216,754 |
90,123 |
|
39,003 |
28,005 |
|
|
|
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
2,702 |
7,181 |
|
4,731 |
2,880 |
|
1,247,941 |
966,157 |
|
10,669 |
5,038 |
|
561 |
766 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES NEGOCIABLES Y A VENCIMIENTO / TRADABLE INVESTMENTS AND INVESTMENTS BY DUE DATE |
|
187,795 |
129,567 |
|
48,857 |
27,923 |
|
7,677,698 |
8,476,565 |
|
62,391 |
136,977 |
|
8,699 |
|
Otros activos / Other assets |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO CORRIENTE / TOTAL CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes realizables, recib. en pago, adj., fuera de uso (neto) / Realizable, received as payment, foreclosed and obsolete assets (net) |
|
0 |
22,529 |
|
4,399 |
5,253 |
|
49,904 |
34,139 |
|
0 |
0 |
|
20 |
38 |
Inversiones permanentes en valores (neto) / Permanent investments in securities (net) |
|
54 |
47 |
|
15,701 |
15,338 |
|
848,235 |
642,310 |
|
0 |
0 |
|
0 |
0 |
Inversiones en inmuebles (neto) / Real estate investments (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inmuebles, mobiliario y equipo (neto) / Real estate, furniture and equipment (net) |
|
1,720 |
1,755 |
|
19,084 |
22,189 |
|
822,638 |
793,879 |
|
8,374 |
9,676 |
|
27,587 |
26,813 |
Activos intangibles (neto) / Intangible assets (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
CARTERA DE CREDITOS / LOANS PORTFOLIO |
|
521,364 |
335,155 |
|
906,537 |
793,747 |
|
30,592,660 |
30,119,830 |
|
|
|
|
692,090 |
569,637 |
Otros activos / Other assets |
|
44,707 |
16,628 |
|
21,742 |
16,717 |
|
1,541,377 |
1,141,469 |
|
207,872 |
3,052 |
|
35,685 |
27,835 |
Goodwill / Goodwill |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO NO CORRIENTE / TOTAL NON-CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO / TOTAL ASSETS |
|
1,059,948 |
1,019,538 |
|
1,197,694 |
1,026,620 |
|
52,831,689 |
53,138,154 |
|
882,911 |
351,263 |
|
800,374 |
714,290 |
CUENTAS POR COBRAR / ACCOUNTS RECEIVABLE |
|
2,702 |
7,181 |
|
4,731 |
2,880 |
|
1,247,941 |
966,157 |
|
10,669 |
5,038 |
|
561 |
766 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados Especulativos / Accts receivable from speculative trad. financ. derivatives differential |
|
2,183 |
6,147 |
|
0 |
0 |
|
1,066,240 |
632,791 |
|
9,019 |
4,905 |
|
0 |
0 |
Obligaciones con el público / Obligations with the public |
|
744,937 |
676,503 |
|
1,013,340 |
868,908 |
|
34,694,308 |
36,059,403 |
|
533,013 |
237,745 |
|
118,306 |
35,156 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados de Cobertura / Accts receivable from hedge financ. derivatives differential |
|
0 |
0 |
|
0 |
0 |
|
57,409 |
30 |
|
0 |
0 |
|
0 |
303 |
Cuentas por Cobrar por Venta de Bienes y Servicios y Fideicomiso / Accounts receivable from sale of assets and services and trusts |
|
0 |
0 |
|
41 |
616 |
|
24,977 |
41,574 |
|
465 |
133 |
|
86 |
44 |
Fondos interbancarios / Inter-Bank Funds |
|
78,005 |
0 |
|
0 |
0 |
|
83,905 |
123,170 |
|
0 |
0 |
|
0 |
0 |
Depósitos de Emp. del Sist. Financ. y Org. Financ. Internac. / Deposits from Financial Syst. Inst. and Internat. Financial Org. |
|
0 |
0 |
|
9,047 |
2,113 |
|
4,664,427 |
5,149,549 |
|
0 |
0 |
|
0 |
0 |
Adeudados y Obligaciones Financieras / Financial debt and obligations |
|
0 |
104,118 |
|
7,775 |
12,860 |
|
1,899,363 |
1,781,002 |
|
0 |
0 |
|
243,720 |
215,510 |
Otras Cuentas por Cobrar / Other accounts receivable |
|
584 |
1,034 |
|
5,460 |
3,972 |
|
138,821 |
311,744 |
|
1,185 |
0 |
|
493 |
439 |
Cuentas por Pagar a Intermediarios y Auxiliares / Accounts payable to brokers and others |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Rendimientos Devengados de Cuentas por Cobrar / Accounts receivable accrued gains |
|
0 |
0 |
|
947 |
1,029 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Pagar a Asegurados / Accounts payable to insured |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Provisiones para Cuentas por Cobrar / Provisions for accounts receivable |
|
-65 |
0 |
|
-1,717 |
-2,737 |
|
-39,506 |
-19,982 |
|
0 |
0 |
|
-18 |
-20 |
Cuentas por Pagar a Reaseguradores y Coaseguradores / Accounts payable to reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
BIENES REALIZABLES REC. EN PAGO, ADJUD. Y FUERA DE USO / REALIZABLE ASSETS REC. IN PAYMENT, FORECLOSED OR NO LONGER IN USE |
|
|
22,529 |
|
4,399 |
5,253 |
|
49,904 |
34,139 |
|
|
|
|
20 |
38 |
Cuentas por Pagar / Accounts Payable |
|
7,266 |
21,020 |
|
5,262 |
5,866 |
|
1,414,789 |
1,658,723 |
|
19,327 |
6,651 |
|
17,891 |
12,713 |
Bienes Realizables / Realizable assets |
|
0 |
22,529 |
|
8,467 |
10,804 |
|
45,478 |
31,719 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Pagar Diversas / Sundry accounts payable |
|
5,308 |
3,181 |
|
5,262 |
5,866 |
|
621,396 |
1,214,952 |
|
3,745 |
3,311 |
|
9,981 |
12,713 |
Bienes Recibidos en Pago y Adjudicados / Assets received in payment and foreclosed |
|
0 |
0 |
|
2,521 |
1,493 |
|
37,250 |
41,680 |
|
0 |
0 |
|
230 |
231 |
Valores, Títulos y Obligaciones en Circulación / |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes Fuera de Uso / Assets no longer in use |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisiones / Provisions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Prov. y Deprec. para Bienes Realizables, Recibidos en Pago, Adjudicados y Bienes fuera de uso / Provisions and depreciation |
|
0 |
0 |
|
-6,589 |
-7,044 |
|
-32,824 |
-39,260 |
|
0 |
0 |
|
-210 |
-193 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES PERMANENTES / PERMANENT INVESTMENTS |
|
54 |
47 |
|
15,701 |
15,338 |
|
848,235 |
642,310 |
|
|
|
|
|
|
Otros pasivos / Other Liabilities |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inv. x Part. Patrim. en Personas Jurídicas del País y del Exterior / Invest. related to shares in equity of domestic co. and co. abroad |
|
0 |
0 |
|
10,533 |
10,120 |
|
848,235 |
684,885 |
|
0 |
0 |
|
0 |
0 |
TOTAL PASIVO CORRIENTE / TOTAL CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otras Inversiones Permanentes / Other permanent investments |
|
54 |
47 |
|
5,168 |
5,218 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Adeudos y Obligaciones Financieras / Financial debts and obligations |
|
67,473 |
47,377 |
|
21,772 |
19,983 |
|
1,347,659 |
1,719,649 |
|
0 |
0 |
|
275,175 |
299,412 |
Rendimientos Devengados de Inversiones Permanentes / (-) Permanent investments' accrued gains |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas Técnicas por Primas / Technical reserves for premiums |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(+) Provisiones para Inversiones Permanentes / (+) Provisions for permanent investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
-42,575 |
|
0 |
0 |
|
0 |
0 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INMUEBLES, MOBILIARIO Y EQUIPO (NETO) / INMOVABLE PROPERTY, MOVABLE PROPERTY AND EQUIPMENT (NET) |
|
1,720 |
1,755 |
|
19,084 |
22,189 |
|
822,638 |
793,879 |
|
8,374 |
9,676 |
|
27,587 |
26,813 |
Cuentas por Pagar / Accounts Payable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
|
|
|
12,506 |
9,467 |
|
198,283 |
228,078 |
|
2,134 |
|
|
|
|
Cuentas por Pagar Diversas / Sundry accounts receivable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
OTROS ACTIVOS / OTHER ASSETS |
|
44,707 |
16,628 |
|
21,742 |
16,717 |
|
1,541,377 |
1,141,469 |
|
207,872 |
3,052 |
|
35,685 |
27,835 |
Valores, Títulos y Obligaciones en Circulación / Outstanding securities, titles and obligations |
|
82,244 |
89,343 |
|
20,241 |
10,101 |
|
3,559,250 |
2,231,287 |
|
0 |
0 |
|
23,546 |
47,088 |
TOTAL DEL ACTIVO / TOTAL ASSETS |
|
1,059,948 |
1,019,538 |
|
1,197,694 |
1,026,620 |
|
52,831,689 |
53,138,154 |
|
882,911 |
351,263 |
|
800,374 |
714,290 |
Otras Provisiones / Other Provisions |
|
2,751 |
2,652 |
|
5,611 |
5,334 |
|
163,988 |
147,084 |
|
0 |
0 |
|
3,412 |
4,214 |
Otros pasivos / Other Liabilities |
|
159 |
0 |
|
2,076 |
2,912 |
|
174,725 |
168,355 |
|
208,314 |
430 |
|
614 |
758 |
Ingreso Diferido / Deferred income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL PASIVO NO CORRIENTE / TOTAL NON-CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PASIVO / LIABILITIES |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL PASIVO / TOTAL LIABILITIES |
|
982,835 |
941,013 |
|
1,085,124 |
928,077 |
|
48,002,414 |
49,038,222 |
|
760,654 |
244,827 |
|
682,664 |
614,851 |
OBLIGACIONES CON EL PUBLICO / OBLIGATIONS WITH THE PUBLIC |
|
744,937 |
676,503 |
|
1,013,340 |
868,908 |
|
34,694,308 |
36,059,403 |
|
533,013 |
237,745 |
|
118,306 |
35,156 |
Capital Social / Capital stock |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Capital Adicional / Additional capital |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
78,005 |
|
|
|
|
|
83,905 |
123,170 |
|
|
|
|
|
|
Total Interés Minoritario / Total minority interest |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
94,800 |
94,800 |
|
93,344 |
82,544 |
|
2,228,288 |
1,508,288 |
|
105,403 |
105,403 |
|
75,371 |
54,728 |
DEPÓSITOS DE EMP. DEL SIST. FINANC. Y ORG. FINANC. INTERNAC. / DEPOSITS FROM FINANC. SYST. INST. AND INTERNAT. FINANC. ORG. |
|
|
|
|
9,047 |
2,113 |
|
4,664,427 |
5,149,549 |
|
|
|
|
|
|
Capital adicional / Additional capital |
|
0 |
0 |
|
9 |
9 |
|
0 |
0 |
|
0 |
0 |
|
7,894 |
7,894 |
Depósitos a la Vista / Demand deposits |
|
0 |
0 |
|
382 |
154 |
|
261,497 |
187,908 |
|
0 |
0 |
|
0 |
0 |
Depósitos de Ahorro / Savings accounts |
|
0 |
0 |
|
130 |
9 |
|
34,845 |
20,375 |
|
0 |
0 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
4,647 |
3,340 |
|
1,329,056 |
1,328,384 |
|
220 |
0 |
|
10,869 |
7,985 |
Ajustes al Patrimonio / Adjustments to equity |
|
0 |
-347 |
|
0 |
0 |
|
30,239 |
-71,286 |
|
0 |
0 |
|
0 |
0 |
Depósitos a Plazo / Term deposits |
|
0 |
0 |
|
8,535 |
1,950 |
|
4,339,897 |
4,908,730 |
|
0 |
0 |
|
0 |
0 |
Gastos por Pagar por Depósitos de Empresas del Sistema Financ. y Org. Financ. Internac. / Expenses payable related to deposits |
|
0 |
0 |
|
0 |
0 |
|
28,188 |
32,536 |
|
0 |
0 |
|
0 |
0 |
Resultados acumulados / Retained earnings |
|
-15,928 |
-4,721 |
|
-89 |
-411 |
|
317,190 |
0 |
|
813 |
-1,165 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
-1,759 |
-11,207 |
|
14,659 |
13,061 |
|
924,502 |
1,334,546 |
|
15,821 |
2,198 |
|
23,576 |
28,832 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A CORTO PLAZO / SHORT-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
|
104,118 |
|
7,775 |
12,860 |
|
1,899,363 |
1,781,002 |
|
|
|
|
243,720 |
215,510 |
TOTAL PATRIMONIO / TOTAL EQUITY |
|
77,113 |
78,525 |
|
112,570 |
98,543 |
|
4,829,275 |
4,099,932 |
|
122,257 |
106,436 |
|
117,710 |
99,439 |
TOTAL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND EQUITY |
|
1,059,948 |
1,019,538 |
|
1,197,694 |
1,026,620 |
|
52,831,689 |
53,138,154 |
|
882,911 |
351,263 |
|
800,374 |
714,290 |
CUENTAS POR PAGAR / ACCOUNTS PAYABLE |
|
7,266 |
21,020 |
|
5,262 |
5,866 |
|
1,414,789 |
1,658,723 |
|
19,327 |
6,651 |
|
17,891 |
12,713 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados Especulativo / Accts payable due to speculative trad. financ. derivatives diff. |
|
1,958 |
17,839 |
|
0 |
0 |
|
725,629 |
306,449 |
|
15,582 |
3,340 |
|
0 |
0 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados de Cobertura / Accts payable due to hedge financial derivatives |
|
0 |
0 |
|
0 |
0 |
|
67,752 |
137,316 |
|
0 |
0 |
|
7,910 |
0 |
Otras Cuentas por Pagar / Other accounts payable |
|
5,308 |
3,181 |
|
5,262 |
5,866 |
|
621,396 |
1,214,952 |
|
3,745 |
3,311 |
|
9,981 |
12,713 |
Gastos por Pagar de Cuentas por Pagar / Accounts payable-related expenses |
|
0 |
0 |
|
0 |
0 |
|
12 |
6 |
|
0 |
0 |
|
0 |
0 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A LARGO PLAZO / LONG-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
67,473 |
47,377 |
|
21,772 |
19,983 |
|
1,347,659 |
1,719,649 |
|
|
|
|
275,175 |
299,412 |
Adeudos y Oblig. con Emp. e Inst. Financ. del país / Debts and obligations with domestic companies |
|
0 |
0 |
|
16,750 |
16,256 |
|
0 |
0 |
|
0 |
0 |
|
14,026 |
32,729 |
Adeudos y Oblig. con Emp. del Exterior y Org. Financ. Internac / Debts and oblig. with co. abroad and internat. financ. org. |
|
67,193 |
47,100 |
|
0 |
0 |
|
1,113,065 |
1,558,683 |
|
0 |
0 |
|
249,149 |
250,074 |
Otros Adeudos y Obligaciones del país y del exterior / Other debts and obligations within the country and abroad |
|
0 |
0 |
|
5,022 |
3,727 |
|
225,843 |
143,257 |
|
0 |
0 |
|
12,000 |
16,609 |
Gastos por Pagar de Adeudos y Obligaciones financieras / Expenses payable due to financial debts and obligations |
|
280 |
277 |
|
0 |
0 |
|
8,751 |
17,709 |
|
0 |
0 |
|
0 |
0 |
PROVISIONES / PROVISIONS |
|
2,751 |
2,652 |
|
5,611 |
5,334 |
|
163,988 |
147,084 |
|
|
|
|
3,412 |
4,214 |
VALORES, TITULOS Y OBLIGACIONES EN CIRCULACION / OUTSTANDING SECURITIES, TITLES AND OBLIGATIONS |
|
82,244 |
89,343 |
|
20,241 |
10,101 |
|
3,559,250 |
2,231,287 |
|
|
|
|
23,546 |
47,088 |
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
|
|
|
|
|
|
|
|
|
|
1 |
|
|
|
OTROS PASIVOS / OTHER LIABILITIES |
|
159 |
|
|
2,076 |
2,912 |
|
174,725 |
168,355 |
|
208,314 |
430 |
|
614 |
758 |
TOTAL DEL PASIVO / TOTAL LIABILITIES |
|
982,835 |
941,013 |
|
1,085,124 |
928,077 |
|
48,002,414 |
49,038,222 |
|
760,654 |
244,827 |
|
682,664 |
614,851 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
94,800 |
94,800 |
|
93,344 |
82,544 |
|
2,228,288 |
1,508,288 |
|
105,403 |
105,403 |
|
75,371 |
54,728 |
Capital adicional / Additional capital |
|
0 |
0 |
|
9 |
9 |
|
0 |
0 |
|
0 |
0 |
|
7,894 |
7,894 |
Reservas / Reserves |
|
0 |
0 |
|
4,647 |
3,340 |
|
1,329,056 |
1,328,384 |
|
220 |
0 |
|
10,869 |
7,985 |
Ajustes al Patrimonio / Adjustments to equity |
|
0 |
-347 |
|
0 |
0 |
|
30,239 |
-71,286 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
-15,928 |
-4,721 |
|
-89 |
-411 |
|
317,190 |
0 |
|
813 |
-1,165 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
-1,759 |
-11,207 |
|
14,659 |
13,061 |
|
924,502 |
1,334,546 |
|
15,821 |
2,198 |
|
23,576 |
28,832 |
TOTAL DEL PATRIMONIO / TOTAL EQUITY |
|
77,113 |
78,525 |
|
112,570 |
98,543 |
|
4,829,275 |
4,099,932 |
|
122,257 |
106,436 |
|
117,710 |
99,439 |
TOTAL DEL PASIVO Y PATRIMONIO / TOTAL LIABILITY AND EQUITY |
|
1,059,948 |
1,019,538 |
|
1,197,694 |
1,026,620 |
|
52,831,689 |
53,138,154 |
|
882,911 |
351,263 |
|
800,374 |
714,290 |
| |
ESTADO DE GANANCIAS Y PERDIDAS / INCOME STATEMENT |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
INGRESOS FINANCIEROS / FINANCIAL INCOME |
|
55,046 |
44,768 |
|
150,005 |
129,509 |
|
3,892,234 |
4,372,013 |
|
44,909 |
25,639 |
|
219,361 |
168,041 |
INGRESOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES INCOME |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
COSTOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES COSTS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN BRUTO / GROSS PROFIT |
|
20,283 |
10,663 |
|
88,348 |
78,141 |
|
2,681,713 |
2,654,652 |
|
37,456 |
16,996 |
|
165,035 |
131,664 |
Provisión para Desvalorización de Inversiones / Provisions for devaluation of investments |
|
0 |
0 |
|
-9 |
-7 |
|
0 |
-7,246 |
|
0 |
0 |
|
0 |
0 |
Provisión para Incobrabilidad de Créditos / Provisions for non-collectable credits |
|
-5,321 |
-6,215 |
|
-15,312 |
-12,743 |
|
-484,859 |
-231,908 |
|
0 |
0 |
|
-37,698 |
-20,737 |
MARGEN FINANCIERO BRUTO DESPUES DE PROVISIONES / FINANCIAL GROSS PROFIT AFTER PROVISIONS |
|
17,442 |
4,562 |
|
73,764 |
66,555 |
|
2,189,600 |
2,421,314 |
|
37,456 |
16,996 |
|
132,041 |
117,571 |
GASTOS FINANCIEROS / FINANCIAL EXPENSES |
|
-34,763 |
-34,105 |
|
-61,657 |
-51,368 |
|
-1,210,521 |
-1,717,361 |
|
-7,453 |
-8,643 |
|
-54,326 |
-36,377 |
Comisiones / Fees |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Ingresos (Egresos) Diversos / Sundry income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado de Inv. y Otros Ingresos (Egresos) Financieros / Result from investments and other financ. income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN OPERACIONAL ANTES DE GASTOS ADM. Y DE VENTAS DE SERVICIOS Y BIENES / OPERATING MARGIN BEFORE ADMINISTRATIVE AND SALE EXPENSES |
|
19,506 |
6,427 |
|
85,016 |
76,362 |
|
3,075,796 |
3,210,548 |
|
37,592 |
16,250 |
|
132,969 |
118,003 |
Gastos de Administración / Overheads |
|
-18,743 |
-15,206 |
|
-64,488 |
-57,668 |
|
-1,528,789 |
-1,370,424 |
|
-12,917 |
-11,957 |
|
-92,217 |
-74,145 |
Gastos de Ventas / Sale expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
-1,719 |
-11,253 |
|
15,890 |
12,713 |
|
1,332,352 |
1,681,307 |
|
22,617 |
3,308 |
|
36,085 |
40,142 |
Ingresos financieros / Financial income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Gastos financieros / Financial expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otros Ingresos y gastos / Other income and expenses |
|
-40 |
46 |
|
5,324 |
5,489 |
|
85,012 |
130,424 |
|
55 |
-1 |
|
-8 |
5,271 |
Participación de los Trabajadores / Employee profit sharing |
|
0 |
0 |
|
-978 |
-767 |
|
-194,425 |
-228,319 |
|
0 |
0 |
|
-1,866 |
-2,475 |
Impuesto a la Renta / Income tax |
|
0 |
0 |
|
-5,577 |
-4,374 |
|
-298,437 |
-248,866 |
|
-6,851 |
-1,109 |
|
-10,635 |
-14,106 |
Ingresos Extraordinarios / Special income |
|
0 |
0 |
|
9,028 |
1,531 |
|
25,201 |
26,851 |
|
55 |
0 |
|
46 |
5,064 |
Gastos Extraordinarios / Special expenses |
|
-40 |
-6 |
|
-7,783 |
-564 |
|
-17,430 |
-8,274 |
|
0 |
-1 |
|
-793 |
-985 |
Interés Minoritario / Minority holdings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO NETO DEL EJERCICIO DEL GRUPO CONSOLIDABLE / CONSOLIDABLE GROUP'S NET PERIOD'S RESULT |
|
-1,759 |
-11,207 |
|
14,659 |
13,061 |
|
924,502 |
1,334,546 |
|
15,821 |
2,198 |
|
23,576 |
28,832 |
MARGEN FINANCIERO BRUTO / GROSS FINANCIAL MARGIN |
|
20,283 |
10,663 |
|
88,348 |
78,141 |
|
2,681,713 |
2,654,652 |
|
37,456 |
16,996 |
|
165,035 |
131,664 |
(-) Provisiones para Desvalorización de Inversiones del Ejercicio / Provisions for devaluation of the period's investments |
|
0 |
0 |
|
-9 |
-7 |
|
0 |
-7,246 |
|
0 |
0 |
|
0 |
0 |
Provisiones para Desvalorización de Inversiones de Ejercicios Anteriores / Provisions for devaluation of previous periods' investments |
|
0 |
0 |
|
0 |
856 |
|
0 |
347 |
|
0 |
0 |
|
0 |
0 |
Provisiones para Incobrabilidad de Créditos del Ejercicio / Provisions for the period's non-collectable credits |
|
-5,321 |
-6,215 |
|
-15,312 |
-12,743 |
|
-484,859 |
-231,908 |
|
0 |
0 |
|
-37,698 |
-20,737 |
Provisiones para Incobrabilidad de Créditos de Ejercicios Anteriores / Provisions for previous periods' non-collectable credits |
|
2,480 |
114 |
|
737 |
308 |
|
-7,254 |
5,469 |
|
0 |
0 |
|
4,704 |
6,644 |
MARGEN FINANCIERO NETO / NET FINANCIAL MARGIN |
|
17,442 |
4,562 |
|
73,764 |
66,555 |
|
2,189,600 |
2,421,314 |
|
37,456 |
16,996 |
|
132,041 |
117,571 |
Ingresos por Servicios Financieros / Financial services income |
|
4,295 |
2,462 |
|
17,910 |
14,992 |
|
1,011,064 |
888,632 |
|
364 |
133 |
|
1,814 |
1,318 |
Gastos por Servicios Financieros / Financial services expenses |
|
-2,231 |
-597 |
|
-6,658 |
-5,185 |
|
-124,868 |
-99,398 |
|
-228 |
-879 |
|
-886 |
-886 |
MARGEN OPERACIONAL / OPERATING MARGIN |
|
19,506 |
6,427 |
|
85,016 |
76,362 |
|
3,075,796 |
3,210,548 |
|
37,592 |
16,250 |
|
132,969 |
118,003 |
Gastos de Administración / Overheads |
|
-18,743 |
-15,206 |
|
-64,488 |
-57,668 |
|
-1,528,789 |
-1,370,424 |
|
-12,917 |
-11,957 |
|
-92,217 |
-74,145 |
MARGEN OPERACIONAL NETO / NET OPERATING MARGIN |
|
763 |
-8,779 |
|
20,528 |
18,694 |
|
1,547,007 |
1,840,124 |
|
24,675 |
4,293 |
|
40,752 |
43,858 |
Provisiones, Depreciación y Amortización / Provisions, Depreciation and Amortization |
|
-2,482 |
-2,474 |
|
-4,638 |
-5,981 |
|
-214,655 |
-158,817 |
|
-2,058 |
-985 |
|
-4,667 |
-3,716 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
-1,719 |
-11,253 |
|
15,890 |
12,713 |
|
1,332,352 |
1,681,307 |
|
22,617 |
3,308 |
|
36,085 |
40,142 |
Otros Ingresos y Gastos / Sundry income and expenses |
|
-40 |
46 |
|
5,324 |
5,489 |
|
85,012 |
130,424 |
|
55 |
-1 |
|
-8 |
5,271 |
RESULTADOS DEL EJERCICIO ANTES DE PARTIC. E IMPSTO A LA RENTA / RESULTS BEFORE PROFIT SHARING AND INCOME TAX |
|
-1,759 |
-11,207 |
|
21,214 |
18,202 |
|
1,417,364 |
1,811,731 |
|
22,672 |
3,307 |
|
36,077 |
45,413 |
Distribución Legal de la Renta Neta / Legal distribution of net profit |
|
0 |
0 |
|
-978 |
-767 |
|
-194,425 |
-228,319 |
|
0 |
0 |
|
-1,866 |
-2,475 |
Impuesto a la Renta / Income Tax |
|
0 |
0 |
|
-5,577 |
-4,374 |
|
-298,437 |
-248,866 |
|
-6,851 |
-1,109 |
|
-10,635 |
-14,106 |
RESULTADO NETO DEL EJERCICIO / NET PROFITS FOR FISCAL YEAR |
|
-1,759 |
-11,207 |
|
14,659 |
13,061 |
|
924,502 |
1,334,546 |
|
15,821 |
2,198 |
|
23,576 |
28,832 |
| |
INDICADORES FINANCIEROS / FINANCIAL RATIOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liquidez / Liquid Ratio |
|
0.59 |
|
|
0.21 |
|
|
0.42 |
|
|
1.23 |
|
|
0.12 |
|
Rotación en Activos / Gross Sales to Total Assets |
|
0.05 |
|
|
0.13 |
|
|
0.07 |
|
|
0.05 |
|
|
0.27 |
|
Solvencia / Solvency |
|
0.93 |
|
|
0.91 |
|
|
0.91 |
|
|
0.86 |
|
|
0.85 |
|
Deuda / Patrimonio / Debt / Equity |
|
12.75 |
|
|
9.64 |
|
|
9.94 |
|
|
6.22 |
|
|
5.80 |
|
Rentabilidad de Capital % / Return on capital % |
|
-.- |
|
|
15.70 |
|
|
41.49 |
|
|
15.01 |
|
|
31.28 |
|
Rentabilidad sobre Activos % / Return on Assets % |
|
-.- |
|
|
1.22 |
|
|
1.75 |
|
|
1.79 |
|
|
2.95 |
|
Rentabilidad de Patrimonio % / Return on Equity % |
|
-.- |
|
|
13.02 |
|
|
19.14 |
|
|
12.94 |
|
|
20.03 |
|
|
|
|
|