| |
| Servicios de Información | Publicaciones |
| Estados Financieros Comparados |
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENTS |
BANCOS Y FINANCIERAS / BANKS |
|
|
| |
EMPRESA/COMPANY
CIIU |
|
HSBC Bank Perú
6519 |
|
INTERBANK
6519 |
|
Mibanco
6519 |
|
Scotiabank Perú
6519 |
|
Banco Falabella
65197 |
| |
BALANCE GENERAL / BALANCE SHEET |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
ACTIVO / ASSETS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
DISPONIBLE / FUNDS AVAILABLE |
|
454,756 |
323,243 |
|
3,226,558 |
2,747,475 |
|
286,226 |
345,587 |
|
3,681,085 |
5,090,127 |
|
66,278 |
103,977 |
Disponible / Funds available |
|
454,756 |
323,243 |
|
3,226,558 |
2,747,475 |
|
286,226 |
345,587 |
|
3,681,085 |
5,090,127 |
|
66,278 |
103,977 |
Fondos interbancarios / Inter-Bank Funds |
|
0 |
0 |
|
0 |
6,030 |
|
78,251 |
15,003 |
|
143,205 |
168,125 |
|
82,904 |
20,004 |
Inversiones Negociables (neto) / Tradable securities (net) |
|
1,290 |
1,184 |
|
2,156,292 |
1,721,536 |
|
258,307 |
96,328 |
|
3,541,429 |
2,744,613 |
|
0 |
0 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
1,486,680 |
1,166,011 |
|
9,610,247 |
8,937,209 |
|
2,901,334 |
2,419,367 |
|
13,285,352 |
14,111,588 |
|
991,892 |
1,101,304 |
Cuentas por Cobrar por Operaciones de Seguros / Accounts receivable from insurance transactions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Cobrar a Reaseguradores y Coaseguradores / Accounts receivable from reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
|
|
|
|
6,030 |
|
78,251 |
15,003 |
|
143,205 |
168,125 |
|
82,904 |
20,004 |
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
6,610 |
1,461 |
|
71,117 |
142,257 |
|
11,589 |
12,680 |
|
469,322 |
884,984 |
|
29,795 |
18,476 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES NEGOCIABLES Y A VENCIMIENTO / TRADABLE INVESTMENTS AND INVESTMENTS BY DUE DATE |
|
1,290 |
1,184 |
|
2,156,292 |
1,721,536 |
|
258,307 |
96,328 |
|
3,541,429 |
2,744,613 |
|
|
|
Otros activos / Other assets |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO CORRIENTE / TOTAL CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes realizables, recib. en pago, adj., fuera de uso (neto) / Realizable, received as payment, foreclosed and obsolete assets (net) |
|
444 |
33,862 |
|
7,973 |
8,599 |
|
468 |
305 |
|
28,172 |
24,056 |
|
11 |
16 |
Inversiones permanentes en valores (neto) / Permanent investments in securities (net) |
|
58 |
51 |
|
121,409 |
106,476 |
|
0 |
94 |
|
820,777 |
557,790 |
|
9,607 |
9,602 |
Inversiones en inmuebles (neto) / Real estate investments (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inmuebles, mobiliario y equipo (neto) / Real estate, furniture and equipment (net) |
|
30,942 |
21,328 |
|
531,827 |
517,642 |
|
98,007 |
82,718 |
|
432,054 |
468,447 |
|
39,577 |
40,388 |
Activos intangibles (neto) / Intangible assets (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
CARTERA DE CREDITOS / LOANS PORTFOLIO |
|
1,486,680 |
1,166,011 |
|
9,610,247 |
8,937,209 |
|
2,901,334 |
2,419,367 |
|
13,285,352 |
14,111,588 |
|
991,892 |
1,101,304 |
Otros activos / Other assets |
|
79,242 |
66,885 |
|
397,197 |
321,593 |
|
30,935 |
21,653 |
|
567,999 |
501,153 |
|
17,652 |
13,791 |
Goodwill / Goodwill |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO NO CORRIENTE / TOTAL NON-CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO / TOTAL ASSETS |
|
2,109,520 |
1,652,065 |
|
16,158,812 |
14,565,402 |
|
3,695,505 |
3,010,465 |
|
22,969,395 |
24,550,883 |
|
1,248,876 |
1,316,152 |
CUENTAS POR COBRAR / ACCOUNTS RECEIVABLE |
|
6,610 |
1,461 |
|
71,117 |
142,257 |
|
11,589 |
12,680 |
|
469,322 |
884,984 |
|
29,795 |
18,476 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados Especulativos / Accts receivable from speculative trad. financ. derivatives differential |
|
4,800 |
17 |
|
26,401 |
117,202 |
|
0 |
0 |
|
43,705 |
640,662 |
|
109 |
0 |
Obligaciones con el público / Obligations with the public |
|
1,343,379 |
1,109,347 |
|
11,472,456 |
9,629,773 |
|
2,302,876 |
1,586,296 |
|
16,845,850 |
16,977,882 |
|
583,671 |
618,309 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados de Cobertura / Accts receivable from hedge financ. derivatives differential |
|
0 |
0 |
|
2,351 |
388 |
|
0 |
0 |
|
58,064 |
24,097 |
|
0 |
0 |
Cuentas por Cobrar por Venta de Bienes y Servicios y Fideicomiso / Accounts receivable from sale of assets and services and trusts |
|
0 |
0 |
|
517 |
698 |
|
484 |
752 |
|
238,662 |
376,075 |
|
35 |
0 |
Fondos interbancarios / Inter-Bank Funds |
|
56,233 |
10,032 |
|
239,958 |
90,028 |
|
0 |
0 |
|
0 |
30,505 |
|
0 |
3,009 |
Depósitos de Emp. del Sist. Financ. y Org. Financ. Internac. / Deposits from Financial Syst. Inst. and Internat. Financial Org. |
|
51 |
48,329 |
|
107,930 |
129,797 |
|
190,803 |
258,923 |
|
260,167 |
198,590 |
|
34,640 |
49,091 |
Adeudados y Obligaciones Financieras / Financial debt and obligations |
|
130,201 |
63,669 |
|
551,440 |
1,846,755 |
|
238,540 |
252,814 |
|
0 |
1,485,966 |
|
36,739 |
110,089 |
Otras Cuentas por Cobrar / Other accounts receivable |
|
2,016 |
1,445 |
|
76,717 |
61,049 |
|
15,737 |
13,050 |
|
470,313 |
315,297 |
|
30,442 |
19,106 |
Cuentas por Pagar a Intermediarios y Auxiliares / Accounts payable to brokers and others |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Rendimientos Devengados de Cuentas por Cobrar / Accounts receivable accrued gains |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
7 |
0 |
|
0 |
0 |
Cuentas por Pagar a Asegurados / Accounts payable to insured |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Provisiones para Cuentas por Cobrar / Provisions for accounts receivable |
|
-206 |
-1 |
|
-34,869 |
-37,080 |
|
-4,632 |
-1,122 |
|
-341,429 |
-471,147 |
|
-791 |
-630 |
Cuentas por Pagar a Reaseguradores y Coaseguradores / Accounts payable to reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
BIENES REALIZABLES REC. EN PAGO, ADJUD. Y FUERA DE USO / REALIZABLE ASSETS REC. IN PAYMENT, FORECLOSED OR NO LONGER IN USE |
|
444 |
33,862 |
|
7,973 |
8,599 |
|
468 |
305 |
|
28,172 |
24,056 |
|
11 |
16 |
Cuentas por Pagar / Accounts Payable |
|
24,467 |
22,802 |
|
250,565 |
354,910 |
|
55,051 |
41,513 |
|
269,128 |
829,657 |
|
237,251 |
236,580 |
Bienes Realizables / Realizable assets |
|
1,026 |
33,862 |
|
51 |
230 |
|
86 |
0 |
|
21,785 |
4,004 |
|
0 |
0 |
Cuentas por Pagar Diversas / Sundry accounts payable |
|
23,823 |
20,255 |
|
181,032 |
139,248 |
|
53,199 |
41,513 |
|
163,653 |
156,889 |
|
236,612 |
236,580 |
Bienes Recibidos en Pago y Adjudicados / Assets received in payment and foreclosed |
|
0 |
0 |
|
28,914 |
31,364 |
|
1,088 |
983 |
|
142,862 |
155,292 |
|
28 |
28 |
Valores, Títulos y Obligaciones en Circulación / |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes Fuera de Uso / Assets no longer in use |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisiones / Provisions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Prov. y Deprec. para Bienes Realizables, Recibidos en Pago, Adjudicados y Bienes fuera de uso / Provisions and depreciation |
|
-582 |
0 |
|
-20,992 |
-22,995 |
|
-706 |
-678 |
|
-136,475 |
-135,240 |
|
-17 |
-12 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES PERMANENTES / PERMANENT INVESTMENTS |
|
58 |
51 |
|
121,409 |
106,476 |
|
|
94 |
|
820,777 |
557,790 |
|
9,607 |
9,602 |
Otros pasivos / Other Liabilities |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inv. x Part. Patrim. en Personas Jurídicas del País y del Exterior / Invest. related to shares in equity of domestic co. and co. abroad |
|
58 |
51 |
|
121,409 |
25,129 |
|
0 |
0 |
|
820,777 |
557,790 |
|
9,552 |
9,522 |
TOTAL PASIVO CORRIENTE / TOTAL CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otras Inversiones Permanentes / Other permanent investments |
|
0 |
0 |
|
0 |
16,149 |
|
0 |
59 |
|
0 |
0 |
|
55 |
80 |
Adeudos y Obligaciones Financieras / Financial debts and obligations |
|
366,053 |
225,064 |
|
1,408,482 |
925,164 |
|
493,707 |
490,668 |
|
1,445,008 |
1,518,853 |
|
27,171 |
40,704 |
Rendimientos Devengados de Inversiones Permanentes / (-) Permanent investments' accrued gains |
|
0 |
0 |
|
0 |
73,507 |
|
0 |
52 |
|
0 |
0 |
|
0 |
0 |
Reservas Técnicas por Primas / Technical reserves for premiums |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(+) Provisiones para Inversiones Permanentes / (+) Provisions for permanent investments |
|
0 |
0 |
|
0 |
-8,309 |
|
0 |
-17 |
|
0 |
0 |
|
0 |
0 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INMUEBLES, MOBILIARIO Y EQUIPO (NETO) / INMOVABLE PROPERTY, MOVABLE PROPERTY AND EQUIPMENT (NET) |
|
30,942 |
21,328 |
|
531,827 |
517,642 |
|
98,007 |
82,718 |
|
432,054 |
468,447 |
|
39,577 |
40,388 |
Cuentas por Pagar / Accounts Payable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
49,498 |
38,040 |
|
36,192 |
56,585 |
|
30,388 |
16,730 |
|
|
|
|
11,160 |
8,594 |
Cuentas por Pagar Diversas / Sundry accounts receivable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
OTROS ACTIVOS / OTHER ASSETS |
|
79,242 |
66,885 |
|
397,197 |
321,593 |
|
30,935 |
21,653 |
|
567,999 |
501,153 |
|
17,652 |
13,791 |
Valores, Títulos y Obligaciones en Circulación / Outstanding securities, titles and obligations |
|
0 |
0 |
|
506,297 |
481,964 |
|
86,990 |
122,452 |
|
696,602 |
607,254 |
|
0 |
0 |
TOTAL DEL ACTIVO / TOTAL ASSETS |
|
2,109,520 |
1,652,065 |
|
16,158,812 |
14,565,402 |
|
3,695,505 |
3,010,465 |
|
22,969,395 |
24,550,883 |
|
1,248,876 |
1,316,152 |
Otras Provisiones / Other Provisions |
|
9,457 |
4,297 |
|
43,287 |
47,911 |
|
272 |
245 |
|
399,954 |
352,357 |
|
9,449 |
7,862 |
Otros pasivos / Other Liabilities |
|
13,256 |
4,090 |
|
156,787 |
122,358 |
|
4,760 |
2,834 |
|
92,114 |
69,567 |
|
3,862 |
3,896 |
Ingreso Diferido / Deferred income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL PASIVO NO CORRIENTE / TOTAL NON-CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PASIVO / LIABILITIES |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL PASIVO / TOTAL LIABILITIES |
|
1,943,097 |
1,487,630 |
|
14,737,202 |
13,628,660 |
|
3,372,999 |
2,755,745 |
|
20,008,823 |
22,070,631 |
|
936,639 |
1,072,328 |
OBLIGACIONES CON EL PUBLICO / OBLIGATIONS WITH THE PUBLIC |
|
1,343,379 |
1,109,347 |
|
11,472,456 |
9,629,773 |
|
2,302,876 |
1,586,296 |
|
16,845,850 |
16,977,882 |
|
583,671 |
618,309 |
Capital Social / Capital stock |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Capital Adicional / Additional capital |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
56,233 |
10,032 |
|
239,958 |
90,028 |
|
|
|
|
|
30,505 |
|
|
3,009 |
Total Interés Minoritario / Total minority interest |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
309,501 |
264,487 |
|
737,068 |
562,748 |
|
186,764 |
140,764 |
|
1,427,511 |
533,554 |
|
125,396 |
110,396 |
DEPÓSITOS DE EMP. DEL SIST. FINANC. Y ORG. FINANC. INTERNAC. / DEPOSITS FROM FINANC. SYST. INST. AND INTERNAT. FINANC. ORG. |
|
51 |
48,329 |
|
107,930 |
129,797 |
|
190,803 |
258,923 |
|
260,167 |
198,590 |
|
34,640 |
49,091 |
Capital adicional / Additional capital |
|
0 |
0 |
|
-15,523 |
-15,523 |
|
0 |
0 |
|
510,151 |
530,716 |
|
0 |
0 |
Depósitos a la Vista / Demand deposits |
|
51 |
4,073 |
|
49,695 |
32,539 |
|
0 |
2 |
|
73,206 |
70,391 |
|
0 |
0 |
Depósitos de Ahorro / Savings accounts |
|
0 |
0 |
|
31,331 |
12,923 |
|
2,018 |
6,895 |
|
64,107 |
43,647 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
201,364 |
174,329 |
|
38,204 |
28,951 |
|
268,455 |
268,455 |
|
41,500 |
40,885 |
Ajustes al Patrimonio / Adjustments to equity |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Depósitos a Plazo / Term deposits |
|
0 |
43,977 |
|
26,904 |
84,335 |
|
187,227 |
249,865 |
|
122,224 |
83,792 |
|
34,600 |
48,413 |
Gastos por Pagar por Depósitos de Empresas del Sistema Financ. y Org. Financ. Internac. / Expenses payable related to deposits |
|
0 |
279 |
|
0 |
0 |
|
1,558 |
2,161 |
|
630 |
760 |
|
40 |
678 |
Resultados acumulados / Retained earnings |
|
-99,946 |
-50,248 |
|
69,335 |
-55,165 |
|
449 |
0 |
|
117,402 |
548,879 |
|
62,793 |
8,418 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
-43,132 |
-49,804 |
|
429,366 |
270,353 |
|
97,089 |
85,005 |
|
637,053 |
598,648 |
|
82,548 |
84,125 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A CORTO PLAZO / SHORT-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
130,201 |
63,669 |
|
551,440 |
1,846,755 |
|
238,540 |
252,814 |
|
|
1,485,966 |
|
36,739 |
110,089 |
TOTAL PATRIMONIO / TOTAL EQUITY |
|
166,423 |
164,435 |
|
1,421,610 |
936,742 |
|
322,506 |
254,720 |
|
2,960,572 |
2,480,252 |
|
312,237 |
243,824 |
TOTAL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND EQUITY |
|
2,109,520 |
1,652,065 |
|
16,158,812 |
14,565,402 |
|
3,695,505 |
3,010,465 |
|
22,969,395 |
24,550,883 |
|
1,248,876 |
1,316,152 |
CUENTAS POR PAGAR / ACCOUNTS PAYABLE |
|
24,467 |
22,802 |
|
250,565 |
354,910 |
|
55,051 |
41,513 |
|
269,128 |
829,657 |
|
237,251 |
236,580 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados Especulativo / Accts payable due to speculative trad. financ. derivatives diff. |
|
644 |
2,547 |
|
26,524 |
133,615 |
|
1,852 |
0 |
|
47,469 |
639,242 |
|
639 |
0 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados de Cobertura / Accts payable due to hedge financial derivatives |
|
0 |
0 |
|
42,657 |
81,722 |
|
0 |
0 |
|
58,006 |
33,526 |
|
0 |
0 |
Otras Cuentas por Pagar / Other accounts payable |
|
23,823 |
20,255 |
|
181,032 |
139,248 |
|
53,199 |
41,513 |
|
163,653 |
156,889 |
|
236,612 |
236,580 |
Gastos por Pagar de Cuentas por Pagar / Accounts payable-related expenses |
|
0 |
0 |
|
352 |
325 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A LARGO PLAZO / LONG-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
366,053 |
225,064 |
|
1,408,482 |
925,164 |
|
493,707 |
490,668 |
|
1,445,008 |
1,518,853 |
|
27,171 |
40,704 |
Adeudos y Oblig. con Emp. e Inst. Financ. del país / Debts and obligations with domestic companies |
|
0 |
0 |
|
0 |
0 |
|
86,456 |
97,000 |
|
182,385 |
268,908 |
|
13,923 |
24,937 |
Adeudos y Oblig. con Emp. del Exterior y Org. Financ. Internac / Debts and oblig. with co. abroad and internat. financ. org. |
|
289,000 |
188,400 |
|
1,178,494 |
695,510 |
|
406,657 |
391,083 |
|
1,251,939 |
1,241,607 |
|
0 |
0 |
Otros Adeudos y Obligaciones del país y del exterior / Other debts and obligations within the country and abroad |
|
72,250 |
31,400 |
|
229,988 |
229,644 |
|
594 |
2,585 |
|
0 |
0 |
|
13,218 |
15,724 |
Gastos por Pagar de Adeudos y Obligaciones financieras / Expenses payable due to financial debts and obligations |
|
4,803 |
5,264 |
|
0 |
10 |
|
0 |
0 |
|
10,684 |
8,338 |
|
30 |
43 |
PROVISIONES / PROVISIONS |
|
9,457 |
4,297 |
|
43,287 |
47,911 |
|
272 |
245 |
|
399,954 |
352,357 |
|
9,449 |
7,862 |
VALORES, TITULOS Y OBLIGACIONES EN CIRCULACION / OUTSTANDING SECURITIES, TITLES AND OBLIGATIONS |
|
|
|
|
506,297 |
481,964 |
|
86,990 |
122,452 |
|
696,602 |
607,254 |
|
|
|
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
|
|
|
|
|
|
|
|
|
|
|
|
3,856 |
2,788 |
OTROS PASIVOS / OTHER LIABILITIES |
|
13,256 |
4,090 |
|
156,787 |
122,358 |
|
4,760 |
2,834 |
|
92,114 |
69,567 |
|
3,862 |
3,896 |
TOTAL DEL PASIVO / TOTAL LIABILITIES |
|
1,943,097 |
1,487,630 |
|
14,737,202 |
13,628,660 |
|
3,372,999 |
2,755,745 |
|
20,008,823 |
22,070,631 |
|
936,639 |
1,072,328 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
309,501 |
264,487 |
|
737,068 |
562,748 |
|
186,764 |
140,764 |
|
1,427,511 |
533,554 |
|
125,396 |
110,396 |
Capital adicional / Additional capital |
|
0 |
0 |
|
-15,523 |
-15,523 |
|
0 |
0 |
|
510,151 |
530,716 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
201,364 |
174,329 |
|
38,204 |
28,951 |
|
268,455 |
268,455 |
|
41,500 |
40,885 |
Ajustes al Patrimonio / Adjustments to equity |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
-99,946 |
-50,248 |
|
69,335 |
-55,165 |
|
449 |
0 |
|
117,402 |
548,879 |
|
62,793 |
8,418 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
-43,132 |
-49,804 |
|
429,366 |
270,353 |
|
97,089 |
85,005 |
|
637,053 |
598,648 |
|
82,548 |
84,125 |
TOTAL DEL PATRIMONIO / TOTAL EQUITY |
|
166,423 |
164,435 |
|
1,421,610 |
936,742 |
|
322,506 |
254,720 |
|
2,960,572 |
2,480,252 |
|
312,237 |
243,824 |
TOTAL DEL PASIVO Y PATRIMONIO / TOTAL LIABILITY AND EQUITY |
|
2,109,520 |
1,652,065 |
|
16,158,812 |
14,565,402 |
|
3,695,505 |
3,010,465 |
|
22,969,395 |
24,550,883 |
|
1,248,876 |
1,316,152 |
| |
ESTADO DE GANANCIAS Y PERDIDAS / INCOME STATEMENT |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
INGRESOS FINANCIEROS / FINANCIAL INCOME |
|
149,045 |
79,934 |
|
1,800,031 |
1,436,769 |
|
841,783 |
588,723 |
|
1,895,002 |
1,996,266 |
|
483,403 |
423,117 |
INGRESOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES INCOME |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
COSTOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES COSTS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN BRUTO / GROSS PROFIT |
|
101,796 |
39,226 |
|
1,393,374 |
977,676 |
|
665,606 |
465,111 |
|
1,400,680 |
1,352,019 |
|
386,595 |
337,295 |
Provisión para Desvalorización de Inversiones / Provisions for devaluation of investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
-22 |
|
0 |
0 |
|
0 |
0 |
Provisión para Incobrabilidad de Créditos / Provisions for non-collectable credits |
|
-33,674 |
-17,473 |
|
-383,990 |
-268,086 |
|
-272,544 |
-124,817 |
|
-447,614 |
-379,837 |
|
-115,699 |
-79,163 |
MARGEN FINANCIERO BRUTO DESPUES DE PROVISIONES / FINANCIAL GROSS PROFIT AFTER PROVISIONS |
|
70,526 |
22,290 |
|
1,030,055 |
745,326 |
|
441,767 |
367,531 |
|
1,097,139 |
1,123,098 |
|
288,042 |
270,922 |
GASTOS FINANCIEROS / FINANCIAL EXPENSES |
|
-47,249 |
-40,708 |
|
-406,657 |
-459,093 |
|
-176,177 |
-123,612 |
|
-494,322 |
-644,247 |
|
-96,808 |
-85,822 |
Comisiones / Fees |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Ingresos (Egresos) Diversos / Sundry income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado de Inv. y Otros Ingresos (Egresos) Financieros / Result from investments and other financ. income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN OPERACIONAL ANTES DE GASTOS ADM. Y DE VENTAS DE SERVICIOS Y BIENES / OPERATING MARGIN BEFORE ADMINISTRATIVE AND SALE EXPENSES |
|
89,849 |
31,042 |
|
1,463,751 |
1,086,013 |
|
483,491 |
389,832 |
|
1,479,497 |
1,498,275 |
|
317,463 |
296,740 |
Gastos de Administración / Overheads |
|
-133,745 |
-95,514 |
|
-808,367 |
-703,827 |
|
-304,688 |
-250,946 |
|
-625,177 |
-716,746 |
|
-167,360 |
-156,663 |
Gastos de Ventas / Sale expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
-57,611 |
-72,622 |
|
547,621 |
314,157 |
|
151,108 |
122,070 |
|
763,985 |
661,972 |
|
135,613 |
128,411 |
Ingresos financieros / Financial income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Gastos financieros / Financial expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otros Ingresos y gastos / Other income and expenses |
|
3,021 |
2,017 |
|
47,173 |
48,477 |
|
13,890 |
10,657 |
|
105,861 |
208,451 |
|
-2,848 |
2,759 |
Participación de los Trabajadores / Employee profit sharing |
|
1,710 |
3,105 |
|
-24,691 |
-13,744 |
|
-22,222 |
-10,536 |
|
-34,745 |
-40,563 |
|
-7,644 |
-7,053 |
Impuesto a la Renta / Income tax |
|
9,748 |
17,696 |
|
-140,737 |
-78,537 |
|
-45,687 |
-37,186 |
|
-198,048 |
-231,212 |
|
-42,573 |
-39,992 |
Ingresos Extraordinarios / Special income |
|
1,473 |
17 |
|
4,796 |
2,069 |
|
6,301 |
5,287 |
|
47,711 |
26,573 |
|
392 |
1,763 |
Gastos Extraordinarios / Special expenses |
|
-1,147 |
-140 |
|
-10,071 |
-10,713 |
|
-4,702 |
-2,405 |
|
-27,282 |
-13,005 |
|
-564 |
-866 |
Interés Minoritario / Minority holdings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO NETO DEL EJERCICIO DEL GRUPO CONSOLIDABLE / CONSOLIDABLE GROUP'S NET PERIOD'S RESULT |
|
-43,132 |
-49,804 |
|
429,366 |
270,353 |
|
97,089 |
85,005 |
|
637,053 |
598,648 |
|
82,548 |
84,125 |
MARGEN FINANCIERO BRUTO / GROSS FINANCIAL MARGIN |
|
101,796 |
39,226 |
|
1,393,374 |
977,676 |
|
665,606 |
465,111 |
|
1,400,680 |
1,352,019 |
|
386,595 |
337,295 |
(-) Provisiones para Desvalorización de Inversiones del Ejercicio / Provisions for devaluation of the period's investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
-22 |
|
0 |
0 |
|
0 |
0 |
Provisiones para Desvalorización de Inversiones de Ejercicios Anteriores / Provisions for devaluation of previous periods' investments |
|
0 |
0 |
|
0 |
354 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisiones para Incobrabilidad de Créditos del Ejercicio / Provisions for the period's non-collectable credits |
|
-33,674 |
-17,473 |
|
-383,990 |
-268,086 |
|
-272,544 |
-124,817 |
|
-447,614 |
-379,837 |
|
-115,699 |
-79,163 |
Provisiones para Incobrabilidad de Créditos de Ejercicios Anteriores / Provisions for previous periods' non-collectable credits |
|
2,404 |
537 |
|
20,671 |
35,382 |
|
48,705 |
27,259 |
|
144,073 |
150,916 |
|
17,146 |
12,790 |
MARGEN FINANCIERO NETO / NET FINANCIAL MARGIN |
|
70,526 |
22,290 |
|
1,030,055 |
745,326 |
|
441,767 |
367,531 |
|
1,097,139 |
1,123,098 |
|
288,042 |
270,922 |
Ingresos por Servicios Financieros / Financial services income |
|
21,940 |
10,743 |
|
479,308 |
375,060 |
|
46,296 |
25,269 |
|
420,081 |
413,906 |
|
33,148 |
28,950 |
Gastos por Servicios Financieros / Financial services expenses |
|
-2,617 |
-1,991 |
|
-45,612 |
-34,373 |
|
-4,572 |
-2,968 |
|
-37,723 |
-38,729 |
|
-3,727 |
-3,132 |
MARGEN OPERACIONAL / OPERATING MARGIN |
|
89,849 |
31,042 |
|
1,463,751 |
1,086,013 |
|
483,491 |
389,832 |
|
1,479,497 |
1,498,275 |
|
317,463 |
296,740 |
Gastos de Administración / Overheads |
|
-133,745 |
-95,514 |
|
-808,367 |
-703,827 |
|
-304,688 |
-250,946 |
|
-625,177 |
-716,746 |
|
-167,360 |
-156,663 |
MARGEN OPERACIONAL NETO / NET OPERATING MARGIN |
|
-43,896 |
-64,472 |
|
655,384 |
382,186 |
|
178,803 |
138,886 |
|
854,320 |
781,529 |
|
150,103 |
140,077 |
Provisiones, Depreciación y Amortización / Provisions, Depreciation and Amortization |
|
-13,715 |
-8,150 |
|
-107,763 |
-68,029 |
|
-27,695 |
-16,816 |
|
-90,335 |
-119,557 |
|
-14,490 |
-11,666 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
-57,611 |
-72,622 |
|
547,621 |
314,157 |
|
151,108 |
122,070 |
|
763,985 |
661,972 |
|
135,613 |
128,411 |
Otros Ingresos y Gastos / Sundry income and expenses |
|
3,021 |
2,017 |
|
47,173 |
48,477 |
|
13,890 |
10,657 |
|
105,861 |
208,451 |
|
-2,848 |
2,759 |
RESULTADOS DEL EJERCICIO ANTES DE PARTIC. E IMPSTO A LA RENTA / RESULTS BEFORE PROFIT SHARING AND INCOME TAX |
|
-54,590 |
-70,605 |
|
594,794 |
362,634 |
|
164,998 |
132,727 |
|
869,846 |
870,423 |
|
132,765 |
131,170 |
Distribución Legal de la Renta Neta / Legal distribution of net profit |
|
1,710 |
3,105 |
|
-24,691 |
-13,744 |
|
-22,222 |
-10,536 |
|
-34,745 |
-40,563 |
|
-7,644 |
-7,053 |
Impuesto a la Renta / Income Tax |
|
9,748 |
17,696 |
|
-140,737 |
-78,537 |
|
-45,687 |
-37,186 |
|
-198,048 |
-231,212 |
|
-42,573 |
-39,992 |
RESULTADO NETO DEL EJERCICIO / NET PROFITS FOR FISCAL YEAR |
|
-43,132 |
-49,804 |
|
429,366 |
270,353 |
|
97,089 |
85,005 |
|
637,053 |
598,648 |
|
82,548 |
84,125 |
| |
INDICADORES FINANCIEROS / FINANCIAL RATIOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liquidez / Liquid Ratio |
|
0.30 |
|
|
0.44 |
|
|
0.23 |
|
|
0.43 |
|
|
0.23 |
|
Rotación en Activos / Gross Sales to Total Assets |
|
0.07 |
|
|
0.11 |
|
|
0.23 |
|
|
0.08 |
|
|
0.39 |
|
Solvencia / Solvency |
|
0.92 |
|
|
0.91 |
|
|
0.91 |
|
|
0.87 |
|
|
0.75 |
|
Deuda / Patrimonio / Debt / Equity |
|
11.68 |
|
|
10.37 |
|
|
10.46 |
|
|
6.76 |
|
|
3.00 |
|
Rentabilidad de Capital % / Return on capital % |
|
-.- |
|
|
58.25 |
|
|
51.98 |
|
|
44.63 |
|
|
65.83 |
|
Rentabilidad sobre Activos % / Return on Assets % |
|
-.- |
|
|
2.66 |
|
|
2.63 |
|
|
2.77 |
|
|
6.61 |
|
Rentabilidad de Patrimonio % / Return on Equity % |
|
-.- |
|
|
30.20 |
|
|
30.10 |
|
|
21.52 |
|
|
26.44 |
|
|
|
|
|