| |
| Servicios de Información | Publicaciones |
| Estados Financieros Comparados |
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENTS |
BANCOS Y FINANCIERAS / BANKS |
|
|
| |
EMPRESA/COMPANY
CIIU |
|
Citibank Perú
65197 |
|
Crediscotia
65197 |
|
Solución Fin.Cred.
6592 |
|
COFIDE
6599 |
|
Caja Nuestra Gente
6599 |
| |
BALANCE GENERAL / BALANCE SHEET |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
ACTIVO / ASSETS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
DISPONIBLE / FUNDS AVAILABLE |
|
535,678 |
1,214,679 |
|
162,510 |
148,198 |
|
3,129 |
3,929 |
|
322,976 |
475,180 |
|
120,880 |
93,722 |
Disponible / Funds available |
|
535,678 |
1,214,679 |
|
162,510 |
148,198 |
|
3,129 |
3,929 |
|
322,976 |
475,180 |
|
120,880 |
93,722 |
Fondos interbancarios / Inter-Bank Funds |
|
122,652 |
0 |
|
0 |
35,006 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inversiones Negociables (neto) / Tradable securities (net) |
|
1,039,405 |
358,674 |
|
79,916 |
1,724 |
|
0 |
0 |
|
338,319 |
446,457 |
|
13,448 |
14,670 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
1,855,077 |
1,713,621 |
|
1,652,244 |
1,093,522 |
|
169,582 |
106,425 |
|
1,694,460 |
1,480,506 |
|
532,308 |
377,072 |
Cuentas por Cobrar por Operaciones de Seguros / Accounts receivable from insurance transactions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Cobrar a Reaseguradores y Coaseguradores / Accounts receivable from reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
122,652 |
|
|
|
35,006 |
|
|
|
|
|
|
|
|
|
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
37,879 |
159,095 |
|
16,226 |
4,786 |
|
251 |
693 |
|
59,978 |
94,567 |
|
1,804 |
920 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES NEGOCIABLES Y A VENCIMIENTO / TRADABLE INVESTMENTS AND INVESTMENTS BY DUE DATE |
|
1,039,405 |
358,674 |
|
79,916 |
1,724 |
|
|
|
|
338,319 |
446,457 |
|
13,448 |
14,670 |
Otros activos / Other assets |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO CORRIENTE / TOTAL CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cartera de créditos (neto) / Loans portfolio (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar (neto) / Accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por cobrar diversas (neto) / Sundry accounts receivable (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes realizables, recib. en pago, adj., fuera de uso (neto) / Realizable, received as payment, foreclosed and obsolete assets (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
83 |
83 |
|
403 |
857 |
Inversiones permanentes en valores (neto) / Permanent investments in securities (net) |
|
0 |
5,228 |
|
0 |
145 |
|
0 |
0 |
|
2,389,613 |
2,439,594 |
|
21 |
21 |
Inversiones en inmuebles (neto) / Real estate investments (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inmuebles, mobiliario y equipo (neto) / Real estate, furniture and equipment (net) |
|
43,878 |
48,295 |
|
32,079 |
33,616 |
|
0 |
0 |
|
11,617 |
11,658 |
|
17,349 |
15,065 |
Activos intangibles (neto) / Intangible assets (net) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
CARTERA DE CREDITOS / LOANS PORTFOLIO |
|
1,855,077 |
1,713,621 |
|
1,652,244 |
1,093,522 |
|
169,582 |
106,425 |
|
1,694,460 |
1,480,506 |
|
532,308 |
377,072 |
Otros activos / Other assets |
|
183,111 |
578,178 |
|
75,455 |
60,641 |
|
300 |
0 |
|
34,234 |
24,388 |
|
5,144 |
7,063 |
Goodwill / Goodwill |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO NO CORRIENTE / TOTAL NON-CURRENT ASSETS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL ACTIVO / TOTAL ASSETS |
|
3,853,022 |
4,091,835 |
|
2,018,430 |
1,401,780 |
|
173,996 |
112,060 |
|
4,851,280 |
4,972,433 |
|
693,746 |
511,931 |
CUENTAS POR COBRAR / ACCOUNTS RECEIVABLE |
|
37,879 |
159,095 |
|
16,226 |
4,786 |
|
251 |
693 |
|
59,978 |
94,567 |
|
1,804 |
920 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados Especulativos / Accts receivable from speculative trad. financ. derivatives differential |
|
27,079 |
141,684 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Obligaciones con el público / Obligations with the public |
|
2,509,541 |
1,792,859 |
|
1,071,538 |
1,046,617 |
|
0 |
0 |
|
125,573 |
114,780 |
|
431,977 |
336,672 |
Ctas. x Cobrar por Diferencial de Inst. Financ. Derivados de Cobertura / Accts receivable from hedge financ. derivatives differential |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
47,924 |
78,287 |
|
0 |
0 |
Cuentas por Cobrar por Venta de Bienes y Servicios y Fideicomiso / Accounts receivable from sale of assets and services and trusts |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
26,070 |
28,328 |
|
0 |
0 |
Fondos interbancarios / Inter-Bank Funds |
|
0 |
18,003 |
|
20,000 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Depósitos de Emp. del Sist. Financ. y Org. Financ. Internac. / Deposits from Financial Syst. Inst. and Internat. Financial Org. |
|
189,745 |
194,289 |
|
12,161 |
32,079 |
|
0 |
83,841 |
|
150,510 |
193,773 |
|
8,714 |
630 |
Adeudados y Obligaciones Financieras / Financial debt and obligations |
|
289,563 |
747,585 |
|
172,873 |
108,625 |
|
145,500 |
0 |
|
612,294 |
437,055 |
|
87,469 |
31,380 |
Otras Cuentas por Cobrar / Other accounts receivable |
|
11,635 |
18,245 |
|
19,841 |
8,392 |
|
251 |
693 |
|
84,408 |
95,516 |
|
3,316 |
2,231 |
Cuentas por Pagar a Intermediarios y Auxiliares / Accounts payable to brokers and others |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Rendimientos Devengados de Cuentas por Cobrar / Accounts receivable accrued gains |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Cuentas por Pagar a Asegurados / Accounts payable to insured |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Provisiones para Cuentas por Cobrar / Provisions for accounts receivable |
|
-835 |
-834 |
|
-3,615 |
-3,606 |
|
0 |
0 |
|
-98,424 |
-107,564 |
|
-1,512 |
-1,311 |
Cuentas por Pagar a Reaseguradores y Coaseguradores / Accounts payable to reinsurers and coinsurers |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
BIENES REALIZABLES REC. EN PAGO, ADJUD. Y FUERA DE USO / REALIZABLE ASSETS REC. IN PAYMENT, FORECLOSED OR NO LONGER IN USE |
|
|
|
|
|
|
|
|
|
|
83 |
83 |
|
403 |
857 |
Cuentas por Pagar / Accounts Payable |
|
68,815 |
160,013 |
|
63,443 |
54,533 |
|
0 |
0 |
|
30,453 |
32,200 |
|
8,065 |
6,300 |
Bienes Realizables / Realizable assets |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
2,726 |
4,299 |
|
0 |
0 |
Cuentas por Pagar Diversas / Sundry accounts payable |
|
22,673 |
32,180 |
|
60,678 |
54,533 |
|
0 |
0 |
|
7,369 |
6,702 |
|
8,065 |
6,300 |
Bienes Recibidos en Pago y Adjudicados / Assets received in payment and foreclosed |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
1,076 |
1,128 |
|
1,359 |
1,848 |
Valores, Títulos y Obligaciones en Circulación / |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Bienes Fuera de Uso / Assets no longer in use |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Provisiones / Provisions |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(-) Prov. y Deprec. para Bienes Realizables, Recibidos en Pago, Adjudicados y Bienes fuera de uso / Provisions and depreciation |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
-3,719 |
-5,344 |
|
-956 |
-991 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INVERSIONES PERMANENTES / PERMANENT INVESTMENTS |
|
|
5,228 |
|
|
145 |
|
|
|
|
2,389,613 |
2,439,594 |
|
21 |
21 |
Otros pasivos / Other Liabilities |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Inv. x Part. Patrim. en Personas Jurídicas del País y del Exterior / Invest. related to shares in equity of domestic co. and co. abroad |
|
0 |
0 |
|
0 |
52 |
|
0 |
0 |
|
2,389,613 |
2,439,594 |
|
36 |
36 |
TOTAL PASIVO CORRIENTE / TOTAL CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otras Inversiones Permanentes / Other permanent investments |
|
0 |
5,228 |
|
0 |
93 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Adeudos y Obligaciones Financieras / Financial debts and obligations |
|
23,953 |
9,168 |
|
406,044 |
21,429 |
|
0 |
0 |
|
1,606,869 |
1,751,810 |
|
57,759 |
69,974 |
Rendimientos Devengados de Inversiones Permanentes / (-) Permanent investments' accrued gains |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas Técnicas por Primas / Technical reserves for premiums |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
(+) Provisiones para Inversiones Permanentes / (+) Provisions for permanent investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
-15 |
-15 |
Reservas Técnicas por Siniestros / Technical reserves for claims |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
INMUEBLES, MOBILIARIO Y EQUIPO (NETO) / INMOVABLE PROPERTY, MOVABLE PROPERTY AND EQUIPMENT (NET) |
|
43,878 |
48,295 |
|
32,079 |
33,616 |
|
|
|
|
11,617 |
11,658 |
|
17,349 |
15,065 |
Cuentas por Pagar / Accounts Payable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
35,342 |
14,065 |
|
|
24,142 |
|
734 |
1,013 |
|
|
|
|
2,389 |
2,541 |
Cuentas por Pagar Diversas / Sundry accounts receivable |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
OTROS ACTIVOS / OTHER ASSETS |
|
183,111 |
578,178 |
|
75,455 |
60,641 |
|
300 |
|
|
34,234 |
24,388 |
|
5,144 |
7,063 |
Valores, Títulos y Obligaciones en Circulación / Outstanding securities, titles and obligations |
|
29,079 |
31,865 |
|
0 |
0 |
|
0 |
0 |
|
159,289 |
262,146 |
|
0 |
0 |
TOTAL DEL ACTIVO / TOTAL ASSETS |
|
3,853,022 |
4,091,835 |
|
2,018,430 |
1,401,780 |
|
173,996 |
112,060 |
|
4,851,280 |
4,972,433 |
|
693,746 |
511,931 |
Otras Provisiones / Other Provisions |
|
25,727 |
28,881 |
|
2,764 |
2,120 |
|
328 |
2,198 |
|
22,414 |
24,110 |
|
472 |
162 |
Otros pasivos / Other Liabilities |
|
48,299 |
493,986 |
|
6,669 |
3,182 |
|
0 |
814 |
|
19,108 |
25,977 |
|
829 |
476 |
Ingreso Diferido / Deferred income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
TOTAL PASIVO NO CORRIENTE / TOTAL NON-CURRENT LIABILITIES |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PASIVO / LIABILITIES |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL PASIVO / TOTAL LIABILITIES |
|
3,184,722 |
3,476,649 |
|
1,755,492 |
1,268,585 |
|
145,828 |
86,853 |
|
3,017,066 |
3,149,043 |
|
595,285 |
445,594 |
OBLIGACIONES CON EL PUBLICO / OBLIGATIONS WITH THE PUBLIC |
|
2,509,541 |
1,792,859 |
|
1,071,538 |
1,046,617 |
|
|
|
|
125,573 |
114,780 |
|
431,977 |
336,672 |
Capital Social / Capital stock |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Capital Adicional / Additional capital |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Reservas / Reserves |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
FONDOS INTERBANCARIOS / INTER-BANK FUNDS |
|
|
18,003 |
|
20,000 |
|
|
|
|
|
|
|
|
|
|
Total Interés Minoritario / Total minority interest |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
357,900 |
357,900 |
|
197,697 |
92,949 |
|
21,320 |
20,080 |
|
1,204,501 |
1,204,501 |
|
59,396 |
54,082 |
DEPÓSITOS DE EMP. DEL SIST. FINANC. Y ORG. FINANC. INTERNAC. / DEPOSITS FROM FINANC. SYST. INST. AND INTERNAT. FINANC. ORG. |
|
189,745 |
194,289 |
|
12,161 |
32,079 |
|
|
83,841 |
|
150,510 |
193,773 |
|
8,714 |
630 |
Capital adicional / Additional capital |
|
17,130 |
17,130 |
|
60,000 |
25,968 |
|
0 |
0 |
|
14,643 |
14,643 |
|
22,434 |
334 |
Depósitos a la Vista / Demand deposits |
|
157,376 |
139,119 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Depósitos de Ahorro / Savings accounts |
|
2,369 |
1,514 |
|
668 |
0 |
|
0 |
0 |
|
0 |
0 |
|
988 |
95 |
Reservas / Reserves |
|
58,121 |
44,356 |
|
12,035 |
11,786 |
|
3,887 |
3,748 |
|
253,697 |
248,411 |
|
6,557 |
6,017 |
Ajustes al Patrimonio / Adjustments to equity |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Depósitos a Plazo / Term deposits |
|
30,000 |
53,656 |
|
11,350 |
32,000 |
|
0 |
83,834 |
|
148,789 |
192,000 |
|
7,726 |
532 |
Gastos por Pagar por Depósitos de Empresas del Sistema Financ. y Org. Financ. Internac. / Expenses payable related to deposits |
|
0 |
0 |
|
143 |
79 |
|
0 |
7 |
|
1,721 |
1,773 |
|
0 |
3 |
Resultados acumulados / Retained earnings |
|
191,859 |
58,144 |
|
0 |
0 |
|
0 |
0 |
|
307,740 |
302,980 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
43,290 |
137,656 |
|
-6,794 |
2,492 |
|
2,961 |
1,379 |
|
53,633 |
52,855 |
|
10,074 |
5,904 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A CORTO PLAZO / SHORT-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
289,563 |
747,585 |
|
172,873 |
108,625 |
|
145,500 |
|
|
612,294 |
437,055 |
|
87,469 |
31,380 |
TOTAL PATRIMONIO / TOTAL EQUITY |
|
668,300 |
615,186 |
|
262,938 |
133,195 |
|
28,168 |
25,207 |
|
1,834,214 |
1,823,390 |
|
98,461 |
66,337 |
TOTAL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND EQUITY |
|
3,853,022 |
4,091,835 |
|
2,018,430 |
1,401,780 |
|
173,996 |
112,060 |
|
4,851,280 |
4,972,433 |
|
693,746 |
511,931 |
CUENTAS POR PAGAR / ACCOUNTS PAYABLE |
|
68,815 |
160,013 |
|
63,443 |
54,533 |
|
|
|
|
30,453 |
32,200 |
|
8,065 |
6,300 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados Especulativo / Accts payable due to speculative trad. financ. derivatives diff. |
|
42,606 |
127,513 |
|
2,765 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Ctas. x Pagar por Dif. de Inst. Financieros Derivados de Cobertura / Accts payable due to hedge financial derivatives |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
23,084 |
25,498 |
|
0 |
0 |
Otras Cuentas por Pagar / Other accounts payable |
|
22,673 |
32,180 |
|
60,678 |
54,533 |
|
0 |
0 |
|
7,369 |
6,702 |
|
8,065 |
6,300 |
Gastos por Pagar de Cuentas por Pagar / Accounts payable-related expenses |
|
3,536 |
320 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
ADEUDOS Y OBLIGACIONES FINANCIERAS A LARGO PLAZO / LONG-TERM FINANCIAL DEBTS AND OBLIGATIONS |
|
23,953 |
9,168 |
|
406,044 |
21,429 |
|
|
|
|
1,606,869 |
1,751,810 |
|
57,759 |
69,974 |
Adeudos y Oblig. con Emp. e Inst. Financ. del país / Debts and obligations with domestic companies |
|
0 |
0 |
|
387,478 |
0 |
|
0 |
0 |
|
95,000 |
0 |
|
39,783 |
30,490 |
Adeudos y Oblig. con Emp. del Exterior y Org. Financ. Internac / Debts and oblig. with co. abroad and internat. financ. org. |
|
20,234 |
0 |
|
0 |
18,317 |
|
0 |
0 |
|
1,030,541 |
1,169,680 |
|
17,250 |
30,678 |
Otros Adeudos y Obligaciones del país y del exterior / Other debts and obligations within the country and abroad |
|
0 |
0 |
|
0 |
2,991 |
|
0 |
0 |
|
474,089 |
571,712 |
|
275 |
8,289 |
Gastos por Pagar de Adeudos y Obligaciones financieras / Expenses payable due to financial debts and obligations |
|
3,719 |
9,168 |
|
18,566 |
121 |
|
0 |
0 |
|
7,239 |
10,418 |
|
451 |
517 |
PROVISIONES / PROVISIONS |
|
25,727 |
28,881 |
|
2,764 |
2,120 |
|
328 |
2,198 |
|
22,414 |
24,110 |
|
472 |
162 |
VALORES, TITULOS Y OBLIGACIONES EN CIRCULACION / OUTSTANDING SECURITIES, TITLES AND OBLIGATIONS |
|
29,079 |
31,865 |
|
|
|
|
|
|
|
159,289 |
262,146 |
|
|
|
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS / DEFERRED INCOME TAX AND EQUITY SHARING |
|
|
|
|
|
|
|
|
|
|
290,556 |
307,192 |
|
|
|
OTROS PASIVOS / OTHER LIABILITIES |
|
48,299 |
493,986 |
|
6,669 |
3,182 |
|
|
814 |
|
19,108 |
25,977 |
|
829 |
476 |
TOTAL DEL PASIVO / TOTAL LIABILITIES |
|
3,184,722 |
3,476,649 |
|
1,755,492 |
1,268,585 |
|
145,828 |
86,853 |
|
3,017,066 |
3,149,043 |
|
595,285 |
445,594 |
PATRIMONIO / EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock |
|
357,900 |
357,900 |
|
197,697 |
92,949 |
|
21,320 |
20,080 |
|
1,204,501 |
1,204,501 |
|
59,396 |
54,082 |
Capital adicional / Additional capital |
|
17,130 |
17,130 |
|
60,000 |
25,968 |
|
0 |
0 |
|
14,643 |
14,643 |
|
22,434 |
334 |
Reservas / Reserves |
|
58,121 |
44,356 |
|
12,035 |
11,786 |
|
3,887 |
3,748 |
|
253,697 |
248,411 |
|
6,557 |
6,017 |
Ajustes al Patrimonio / Adjustments to equity |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultados Acumulados / Retained earnings |
|
191,859 |
58,144 |
|
0 |
0 |
|
0 |
0 |
|
307,740 |
302,980 |
|
0 |
0 |
Resultado Neto del Ejercicio / Operating results for fiscal year |
|
43,290 |
137,656 |
|
-6,794 |
2,492 |
|
2,961 |
1,379 |
|
53,633 |
52,855 |
|
10,074 |
5,904 |
TOTAL DEL PATRIMONIO / TOTAL EQUITY |
|
668,300 |
615,186 |
|
262,938 |
133,195 |
|
28,168 |
25,207 |
|
1,834,214 |
1,823,390 |
|
98,461 |
66,337 |
TOTAL DEL PASIVO Y PATRIMONIO / TOTAL LIABILITY AND EQUITY |
|
3,853,022 |
4,091,835 |
|
2,018,430 |
1,401,780 |
|
173,996 |
112,060 |
|
4,851,280 |
4,972,433 |
|
693,746 |
511,931 |
| |
ESTADO DE GANANCIAS Y PERDIDAS / INCOME STATEMENT |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
|
31/12/2009 |
31/12/2008 |
INGRESOS FINANCIEROS / FINANCIAL INCOME |
|
413,228 |
489,212 |
|
571,061 |
433,873 |
|
12,259 |
8,752 |
|
248,650 |
274,645 |
|
126,145 |
97,363 |
INGRESOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES INCOME |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
COSTOS POR SERVICIOS Y VENTA DE BIENES / SERVICE AND PRODUCT SALES COSTS |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN BRUTO / GROSS PROFIT |
|
340,129 |
417,129 |
|
469,574 |
331,574 |
|
3,344 |
3,572 |
|
88,491 |
40,467 |
|
90,486 |
69,591 |
Provisión para Desvalorización de Inversiones / Provisions for devaluation of investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
-441 |
-175 |
|
0 |
0 |
Provisión para Incobrabilidad de Créditos / Provisions for non-collectable credits |
|
-105,574 |
-74,859 |
|
-313,022 |
-142,020 |
|
-1,262 |
-519 |
|
-78,088 |
-170,479 |
|
-10,708 |
-9,228 |
MARGEN FINANCIERO BRUTO DESPUES DE PROVISIONES / FINANCIAL GROSS PROFIT AFTER PROVISIONS |
|
241,667 |
352,644 |
|
211,415 |
210,175 |
|
2,082 |
3,053 |
|
127,649 |
72,647 |
|
80,732 |
61,837 |
GASTOS FINANCIEROS / FINANCIAL EXPENSES |
|
-73,099 |
-72,083 |
|
-101,487 |
-102,299 |
|
-8,915 |
-5,180 |
|
-160,159 |
-234,178 |
|
-35,659 |
-27,772 |
Comisiones / Fees |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Ingresos (Egresos) Diversos / Sundry income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Resultado de Inv. y Otros Ingresos (Egresos) Financieros / Result from investments and other financ. income (expenses) |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
MARGEN OPERACIONAL ANTES DE GASTOS ADM. Y DE VENTAS DE SERVICIOS Y BIENES / OPERATING MARGIN BEFORE ADMINISTRATIVE AND SALE EXPENSES |
|
294,380 |
424,378 |
|
304,578 |
244,466 |
|
4,801 |
5,337 |
|
140,610 |
84,045 |
|
82,123 |
63,168 |
Gastos de Administración / Overheads |
|
-225,547 |
-204,737 |
|
-329,999 |
-239,904 |
|
-459 |
-377 |
|
-40,504 |
-38,969 |
|
-62,612 |
-51,091 |
Gastos de Ventas / Sale expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
62,001 |
213,776 |
|
-38,587 |
-7,393 |
|
5,928 |
3,529 |
|
62,313 |
39,661 |
|
16,139 |
8,858 |
Ingresos financieros / Financial income |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Gastos financieros / Financial expenses |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
Otros Ingresos y gastos / Other income and expenses |
|
-4,688 |
12,172 |
|
14,274 |
17,528 |
|
0 |
0 |
|
26,500 |
47,874 |
|
786 |
1,170 |
Participación de los Trabajadores / Employee profit sharing |
|
-2,084 |
-14,549 |
|
2,615 |
-2,385 |
|
0 |
0 |
|
-5,251 |
-5,176 |
|
-1,022 |
-618 |
Impuesto a la Renta / Income tax |
|
-11,939 |
-73,743 |
|
14,904 |
-5,258 |
|
-2,967 |
-2,150 |
|
-29,929 |
-29,504 |
|
-5,829 |
-3,506 |
Ingresos Extraordinarios / Special income |
|
657 |
855 |
|
25,990 |
15,379 |
|
0 |
0 |
|
356 |
382 |
|
417 |
1,060 |
Gastos Extraordinarios / Special expenses |
|
-11,771 |
-6,419 |
|
-17,694 |
-13 |
|
0 |
0 |
|
-2,093 |
-1,780 |
|
-301 |
-781 |
Interés Minoritario / Minority holdings |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
RESULTADO NETO DEL EJERCICIO DEL GRUPO CONSOLIDABLE / CONSOLIDABLE GROUP'S NET PERIOD'S RESULT |
|
43,290 |
137,656 |
|
-6,794 |
2,492 |
|
2,961 |
1,379 |
|
53,633 |
52,855 |
|
10,074 |
5,904 |
MARGEN FINANCIERO BRUTO / GROSS FINANCIAL MARGIN |
|
340,129 |
417,129 |
|
469,574 |
331,574 |
|
3,344 |
3,572 |
|
88,491 |
40,467 |
|
90,486 |
69,591 |
(-) Provisiones para Desvalorización de Inversiones del Ejercicio / Provisions for devaluation of the period's investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
-441 |
-175 |
|
0 |
0 |
Provisiones para Desvalorización de Inversiones de Ejercicios Anteriores / Provisions for devaluation of previous periods' investments |
|
0 |
0 |
|
0 |
0 |
|
0 |
0 |
|
0 |
32 |
|
0 |
0 |
Provisiones para Incobrabilidad de Créditos del Ejercicio / Provisions for the period's non-collectable credits |
|
-105,574 |
-74,859 |
|
-313,022 |
-142,020 |
|
-1,262 |
-519 |
|
-78,088 |
-170,479 |
|
-10,708 |
-9,228 |
Provisiones para Incobrabilidad de Créditos de Ejercicios Anteriores / Provisions for previous periods' non-collectable credits |
|
7,112 |
10,374 |
|
54,863 |
20,621 |
|
0 |
0 |
|
117,687 |
202,802 |
|
954 |
1,474 |
MARGEN FINANCIERO NETO / NET FINANCIAL MARGIN |
|
241,667 |
352,644 |
|
211,415 |
210,175 |
|
2,082 |
3,053 |
|
127,649 |
72,647 |
|
80,732 |
61,837 |
Ingresos por Servicios Financieros / Financial services income |
|
62,251 |
80,140 |
|
113,672 |
43,686 |
|
2,721 |
2,287 |
|
13,820 |
12,316 |
|
4,634 |
3,365 |
Gastos por Servicios Financieros / Financial services expenses |
|
-9,538 |
-8,406 |
|
-20,509 |
-9,395 |
|
-2 |
-3 |
|
-859 |
-918 |
|
-3,243 |
-2,034 |
MARGEN OPERACIONAL / OPERATING MARGIN |
|
294,380 |
424,378 |
|
304,578 |
244,466 |
|
4,801 |
5,337 |
|
140,610 |
84,045 |
|
82,123 |
63,168 |
Gastos de Administración / Overheads |
|
-225,547 |
-204,737 |
|
-329,999 |
-239,904 |
|
-459 |
-377 |
|
-40,504 |
-38,969 |
|
-62,612 |
-51,091 |
MARGEN OPERACIONAL NETO / NET OPERATING MARGIN |
|
68,833 |
219,641 |
|
-25,421 |
4,562 |
|
4,342 |
4,960 |
|
100,106 |
45,076 |
|
19,511 |
12,077 |
Provisiones, Depreciación y Amortización / Provisions, Depreciation and Amortization |
|
-6,832 |
-5,865 |
|
-13,166 |
-11,955 |
|
1,586 |
-1,431 |
|
-37,793 |
-5,415 |
|
-3,372 |
-3,219 |
RESULTADO DE OPERACIÓN / OPERATING PROFITS |
|
62,001 |
213,776 |
|
-38,587 |
-7,393 |
|
5,928 |
3,529 |
|
62,313 |
39,661 |
|
16,139 |
8,858 |
Otros Ingresos y Gastos / Sundry income and expenses |
|
-4,688 |
12,172 |
|
14,274 |
17,528 |
|
0 |
0 |
|
26,500 |
47,874 |
|
786 |
1,170 |
RESULTADOS DEL EJERCICIO ANTES DE PARTIC. E IMPSTO A LA RENTA / RESULTS BEFORE PROFIT SHARING AND INCOME TAX |
|
57,313 |
225,948 |
|
-24,313 |
10,135 |
|
5,928 |
3,529 |
|
88,813 |
87,535 |
|
16,925 |
10,028 |
Distribución Legal de la Renta Neta / Legal distribution of net profit |
|
-2,084 |
-14,549 |
|
2,615 |
-2,385 |
|
0 |
0 |
|
-5,251 |
-5,176 |
|
-1,022 |
-618 |
Impuesto a la Renta / Income Tax |
|
-11,939 |
-73,743 |
|
14,904 |
-5,258 |
|
-2,967 |
-2,150 |
|
-29,929 |
-29,504 |
|
-5,829 |
-3,506 |
RESULTADO NETO DEL EJERCICIO / NET PROFITS FOR FISCAL YEAR |
|
43,290 |
137,656 |
|
-6,794 |
2,492 |
|
2,961 |
1,379 |
|
53,633 |
52,855 |
|
10,074 |
5,904 |
| |
INDICADORES FINANCIEROS / FINANCIAL RATIOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liquidez / Liquid Ratio |
|
0.57 |
|
|
0.19 |
|
|
0.02 |
|
|
0.74 |
|
|
0.25 |
|
Rotación en Activos / Gross Sales to Total Assets |
|
0.11 |
|
|
0.28 |
|
|
0.07 |
|
|
0.05 |
|
|
0.18 |
|
Solvencia / Solvency |
|
0.83 |
|
|
0.87 |
|
|
0.84 |
|
|
0.62 |
|
|
0.86 |
|
Deuda / Patrimonio / Debt / Equity |
|
4.77 |
|
|
6.68 |
|
|
5.18 |
|
|
1.64 |
|
|
6.05 |
|
Rentabilidad de Capital % / Return on capital % |
|
12.10 |
|
|
-.- |
|
|
13.89 |
|
|
4.45 |
|
|
16.96 |
|
Rentabilidad sobre Activos % / Return on Assets % |
|
1.12 |
|
|
-.- |
|
|
1.70 |
|
|
1.11 |
|
|
1.45 |
|
Rentabilidad de Patrimonio % / Return on Equity % |
|
6.48 |
|
|
-.- |
|
|
10.51 |
|
|
2.92 |
|
|
10.23 |
|
|
|
|
|